Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Moat Score: 0/10 (As of Jun. 29, 2026)


STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
84 GF Score
Price ₫61,400.00
GF Value ₫69,831.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam Moat Score?

Joint Stock Commercial Bank for Foreign Trade of Vietnam has the Moat Score of 0, which implies that the company might have No Moat - No discernible moat.

Joint Stock Commercial Bank for Foreign Trade of Vietnam has

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Joint Stock Commercial Bank for Foreign Trade of Vietnam might have No Moat - No discernible moat.

Joint Stock Commercial Bank for Foreign Trade of Vietnam  (STC:VCB) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Joint Stock Commercial Bank for Foreign Trade of Vietnam Moat Score Related Terms

STC:VCB
84GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫61,400.00 is trading 12.1% below its estimated GF Value™ of ₫69,831.85. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • Moat Score: 0
  • GF Value™: ₫69,831.85 vs. price of ₫61,400.00 (12.1% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score

Get the complete analysis for STC:VCB

Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫61,400.00
Price
₫69,831.85
GF Value