Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
During the past 12 months, Joint Stock Commercial Bank for Foreign Trade of Vietnam's average Revenue per Share Growth Rate was 17.80% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 1.40% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 7.80% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 13.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
During the past 13 years, the highest 3-Year average Revenue per Share Growth Rate of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 35.20% per year. The lowest was -2.10% per year. And the median was 12.40% per year.
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) 3-Year Revenue Growth Rate Explanation
Revenue per Share is the amount of Revenue per outstanding share of the company's stock.
Revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top. Revenue per share growth rate is used in calculating Predictability Rank, companies with more consistent revenue and earnings growth are ranked high with predictability.
Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Revenue Growth Rate Related Terms
Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Revenue Growth Rate Competitor Comparison
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Revenue Growth Rate vs Banks Industry
Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Revenue Growth Rate Calculation
This is the 3-year average growth rate of Revenue per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Revenue per Share growth rate.
What does a 3-Year Revenue Growth Rate of 1.40% mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a 3-Year Revenue Growth Rate of 1.40% as of Mar. 2026. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. This is 89% below median its historical median of 12.40. According to the industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #1138 out of 1475 companies in the Banks industry, placing it in the top 77.2%.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Revenue Growth Rate too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 3-Year Revenue Growth Rate of 1.40% is 89% below median its 10-year median of 12.40. The Banks industry median 3-Year Revenue Growth Rate is 7.10. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 1.40% is 80.3% below this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #1138 out of 1475 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Revenue Growth Rate compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #1138 out of 1475 companies for 3-Year Revenue Growth Rate. This places Joint Stock Commercial Bank for Foreign Trade of Vietnam in the lower half of its industry. The industry median 3-Year Revenue Growth Rate is 7.10. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 1.40% is 80.3% below this benchmark. While the company's 10-year median is 12.40 vs. the industry median of 7.10, Joint Stock Commercial Bank for Foreign Trade of Vietnam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Revenue Growth Rate for a Banks company?
The median 3-Year Revenue Growth Rate among Banks companies is 7.10, based on 1,475 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Revenue Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Revenue Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 3-Year Revenue Growth Rate of 1.40% is 80.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Revenue Growth Rate mean?
A high 3-Year Revenue Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Revenue Growth Rate is the 3-year average growth rate of Revenue per share. View historical data for Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. For the Banks industry, the median 3-Year Revenue Growth Rate is 7.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 3-Year Revenue Growth Rate is 1.40%, which is 89% below median its own 10-year median of 12.40. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫67,649.64, compared to a current price of ₫59,900.00 — trading 11.5% below its estimated fair value. The current 3-Year Revenue Growth Rate is 1.40%, which is 89% below median its 10-year median of 12.40 and 80.3% below the Banks industry median of 7.10. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Revenue Growth Rate calculated?
3-Year Revenue Growth Rate is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current 3-Year Revenue Growth Rate is 1.40% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued.
The current stock price of ₫59,900.00 is trading 11.5% below its estimated GF Value™ of ₫67,649.64.
GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:VCB:
3-Year Revenue Growth Rate: 1.40% (89% below median its 10-year median of 12.40)
GF Value™: ₫67,649.64 vs. price of ₫59,900.00 (11.5% below fair value)
Industry Position: 80.3% below the Banks median (#1138 of 1475)
No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
86GF Score
Get the complete analysis for STC:VCB
3-Year Revenue Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
STC:VCB has been successfully added to your 
