Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) FCF Yield %: 31.82 (As of Jun. 29, 2026) — 249% Above Median


STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
84 GF Score
Price ₫61,400.00
GF Value ₫69,831.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield %?

Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB 84 FCF Yield % is 31.82 as of Jun. 29, 2026, which is 249% above its 10-year median of 9.13. GuruFocus rates STC:VCB with a GF Score™ of 84/100 and a GF Value™ of ₫69,831.85 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,507 Banks companies, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks better than 83.01% on this metric.

FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

As of today, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Trailing 12-Month Free Cash Flow is ₫163,232,470 Mil, and Market Cap is ₫513,038,451 Mil. Therefore, Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % for today is 31.82%.

The historical rank and industry rank for Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % or its related term are showing as below:

STC:VCB' s FCF Yield % Range Over the Past 10 Years
Min: -31.58   Med: 9.13   Max: 77.45
Current: 31.82


During the past 13 years, the highest FCF Yield % of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 77.45%. The lowest was -31.58%. And the median was 9.13%.

STC:VCB's FCF Yield % is ranked better than
83.01% of 1507 companies
in the Banks industry
Industry Median: 8.14 vs STC:VCB: 31.82

Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Margin % for the quarter that ended in Mar. 2026 was 162.89%.


Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield % Explanation

Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield % Related Terms


Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield % Historical Data

* Premium members only.

The historical data trend for Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield % Chart

Joint Stock Commercial Bank for Foreign Trade of Vietnam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -15.60 48.26 -8.81 11.31 23.89

Joint Stock Commercial Bank for Foreign Trade of Vietnam Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -10.00 31.68 62.01 7.77 28.91

Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % distribution charts can be found below:

* The bar in red indicates where Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % falls into.


STC:VCB
84GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
FCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Joint Stock Commercial Bank for Foreign Trade of Vietnam FCF Yield % Calculation

FCF Yield % is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

FCF Yield %=Free Cash Flow / Market Cap
=114775775 / 480451312.5
=23.89%

Joint Stock Commercial Bank for Foreign Trade of Vietnam's annualized FCF Yield % for the quarter that ended in Mar. 2026 is calculated as

FCF Yield %=Free Cash Flow * Annualized Factor / Market Cap
=35089821 * 4 / 485464717.5
=28.91%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Yield % →
What does a FCF Yield % of 31.82 mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a FCF Yield % of 31.82 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. This is 249% above median its historical median of 9.13. According to the industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #256 out of 1507 companies in the Banks industry, placing it in the top 17%.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current FCF Yield % of 31.82 is 249% above median its 10-year median of 9.13. The Banks industry median FCF Yield % is 8.14. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 31.82 is 290.9% above this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #256 out of 1507 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's FCF Yield % compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #256 out of 1507 companies for FCF Yield %. This places Joint Stock Commercial Bank for Foreign Trade of Vietnam in the top 17% of its industry — outperforming the majority of peers. The industry median FCF Yield % is 8.14. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 31.82 is 290.9% above this benchmark. While the company's 10-year median is 9.13 vs. the industry median of 8.14, Joint Stock Commercial Bank for Foreign Trade of Vietnam has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current FCF Yield % of 31.82 is 290.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current FCF Yield % is 31.82, which is 249% above median its own 10-year median of 9.13. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫69,831.85, compared to a current price of ₫61,400.00 — trading 12.1% below its estimated fair value. The current FCF Yield % is 31.82, which is 249% above median its 10-year median of 9.13 and 290.9% above the Banks industry median of 8.14. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current FCF Yield % is 31.82 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫61,400.00 is trading 12.1% below its estimated GF Value™ of ₫69,831.85. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • FCF Yield %: 31.82 (249% above median its 10-year median of 9.13)
  • GF Value™: ₫69,831.85 vs. price of ₫61,400.00 (12.1% below fair value)
  • GF Score™: 84/100 with 1 warning sign
  • Industry Position: 290.9% above the Banks median (#256 of 1507)

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score

Get the complete analysis for STC:VCB

FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫61,400.00
Price
₫69,831.85
GF Value