Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Future 3-5Y EPS without NRI Growth Rate: 12.38 (As of Sep. 11, 2026)

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STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
86 GF Score
Price ₫59,000.00
GF Value ₫74,561.07
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam Future 3-5Y EPS without NRI Growth Rate?

Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB +1.55% 86 Future 3-5Y EPS without NRI Growth Rate is 12.38 as of Sep. 11, 2026. GuruFocus rates STC:VCB with a GF Score™ of 86/100 and a GF Value™ of ₫74,561.07 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 499 Banks companies, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks better than 57.31% on this metric.

Future 3-5Y EPS without NRI Growth Rate is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

As of today, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Future 3-5Y EPS without NRI Growth Rate is 12.38.


Joint Stock Commercial Bank for Foreign Trade of Vietnam  (STC:VCB) Future 3-5Y EPS without NRI Growth Rate Explanation

Future 3-5Y EPS without NRI Growth Rate s the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average earnings per share (EPS) estimates growth rate.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Future 3-5Y EPS without NRI Growth Rate Related Terms


Joint Stock Commercial Bank for Foreign Trade of Vietnam Future 3-5Y EPS without NRI Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Future 3-5Y EPS without NRI Growth Rate, along with its competitors' market caps and Future 3-5Y EPS without NRI Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Future 3-5Y EPS without NRI Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Future 3-5Y EPS without NRI Growth Rate distribution charts can be found below:

* The bar in red indicates where Joint Stock Commercial Bank for Foreign Trade of Vietnam's Future 3-5Y EPS without NRI Growth Rate falls into.


STC:VCB
86GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Future 3-5Y EPS without NRI Growth Rate of 12.38 mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a Future 3-5Y EPS without NRI Growth Rate of 12.38 as of Sep. 11, 2026. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. According to the industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #213 out of 499 companies in the Banks industry, placing it in the top 42.7%.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's Future 3-5Y EPS without NRI Growth Rate too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Future 3-5Y EPS without NRI Growth Rate is 12.38. The Banks industry median Future 3-5Y EPS without NRI Growth Rate is 11.22. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 12.38 is 10.3% above this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #213 out of 499 companies in the Banks industry, which is above the industry midpoint. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's Future 3-5Y EPS without NRI Growth Rate compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #213 out of 499 companies for Future 3-5Y EPS without NRI Growth Rate. This puts Joint Stock Commercial Bank for Foreign Trade of Vietnam in the upper half of its industry. The industry median Future 3-5Y EPS without NRI Growth Rate is 11.22. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 12.38 is 10.3% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Future 3-5Y EPS without NRI Growth Rate for a Banks company?
The median Future 3-5Y EPS without NRI Growth Rate among Banks companies is 11.22, based on 499 companies in the industry. Companies in the top quartile (top 25%) have a Future 3-5Y EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, Future 3-5Y EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Future 3-5Y EPS without NRI Growth Rate of 12.38 is 10.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Future 3-5Y EPS without NRI Growth Rate mean?
A high Future 3-5Y EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. EPS Growth Rate (Future 3Y To 5Y Estimate) is the average growth rate of earnings per share (EPS) estimates over a 3-year to 5-year period. View historical data for Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. For the Banks industry, the median Future 3-5Y EPS without NRI Growth Rate is 11.22 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Future 3-5Y EPS without NRI Growth Rate is 12.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫74,561.07, compared to a current price of ₫59,000.00 — trading 20.9% below its estimated fair value. The current Future 3-5Y EPS without NRI Growth Rate is 12.38 and 10.3% above the Banks industry median of 11.22. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 86/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Future 3-5Y EPS without NRI Growth Rate calculated?
Future 3-5Y EPS without NRI Growth Rate is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current Future 3-5Y EPS without NRI Growth Rate is 12.38 as of Sep. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫59,000.00 is trading 20.9% below its estimated GF Value™ of ₫74,561.07. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • Future 3-5Y EPS without NRI Growth Rate: 12.38
  • GF Value™: ₫74,561.07 vs. price of ₫59,000.00 (20.9% below fair value)
  • GF Score™: 86/100 with 1 warning sign
  • Industry Position: 10.3% above the Banks median (#213 of 499)

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
86GF Score

Get the complete analysis for STC:VCB

Future 3-5Y EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫59,000.00
Price
₫74,561.07
GF Value