Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) E10: ₫2,913.03 (As of Mar. 2026)


STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
84 GF Score
Price ₫62,000.00
GF Value ₫69,831.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam E10?

Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB +0.98% 84 E10 is ₫2,913.03 as of Mar. 2026. GuruFocus rates STC:VCB with a GF Score™ of 84/100 and a GF Value™ of ₫69,831.85 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's adjusted earnings per share data for the three months ended in Mar. 2026 was ₫1,132.000. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₫2,913.03 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Joint Stock Commercial Bank for Foreign Trade of Vietnam's average E10 Growth Rate was 17.10% per year. During the past 3 years, the average E10 Growth Rate was 20.50% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 23.50% per year. The lowest was 20.50% per year. And the median was 22.00% per year.

As of today (2026-06-29), Joint Stock Commercial Bank for Foreign Trade of Vietnam's current stock price is ₫62000.00. Joint Stock Commercial Bank for Foreign Trade of Vietnam's E10 for the quarter that ended in Mar. 2026 was ₫2,913.03. Joint Stock Commercial Bank for Foreign Trade of Vietnam's Shiller PE Ratio of today is 21.28.

During the past 13 years, the highest Shiller PE Ratio of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 44.19. The lowest was 19.81. And the median was 29.55.


Joint Stock Commercial Bank for Foreign Trade of Vietnam  (STC:VCB) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=62000.00/2913.03
=21.28

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 44.19. The lowest was 19.81. And the median was 29.55.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Joint Stock Commercial Bank for Foreign Trade of Vietnam E10 Related Terms


Joint Stock Commercial Bank for Foreign Trade of Vietnam E10 Historical Data

* Premium members only.

The historical data trend for Joint Stock Commercial Bank for Foreign Trade of Vietnam's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Joint Stock Commercial Bank for Foreign Trade of Vietnam E10 Chart

Joint Stock Commercial Bank for Foreign Trade of Vietnam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,258.10 1,588.42 1,976.84 2,371.98 2,778.47

Joint Stock Commercial Bank for Foreign Trade of Vietnam Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2,488.68 2,593.83 2,693.17 2,778.47 2,913.03

Joint Stock Commercial Bank for Foreign Trade of Vietnam E10 Competitor Comparison

For the Banks - Regional subindustry, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Joint Stock Commercial Bank for Foreign Trade of Vietnam's Shiller PE Ratio falls into.


STC:VCB
84GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Joint Stock Commercial Bank for Foreign Trade of Vietnam E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Joint Stock Commercial Bank for Foreign Trade of Vietnam's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=1132/330.2130*330.2130
=1,132.000

Current CPI (Mar. 2026) = 330.2130.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Quarterly Data

per share eps CPI Adj_EPS
201606 195.633 241.018 268.032
201609 201.962 241.428 276.233
201612 49.270 241.432 67.388
201703 272.094 243.801 368.534
201706 249.012 244.955 335.682
201709 264.548 246.819 353.932
201712 99.427 246.524 133.180
201803 432.332 249.554 572.067
201806 360.868 251.989 472.891
201809 362.200 252.439 473.790
201812 319.479 251.233 419.913
201903 568.601 254.202 738.623
201906 521.550 256.143 672.369
201909 604.110 256.759 776.935
201912 261.441 256.974 335.953
202003 501.132 258.115 641.111
202006 550.846 257.797 705.580
202009 477.607 260.280 605.932
202012 388.749 260.474 492.832
202103 826.350 264.877 1,030.182
202106 474.061 271.696 576.163
202109 549.956 274.310 662.034
202112 507.478 278.802 601.057
202203 952.653 287.504 1,094.171
202206 710.809 296.311 792.135
202209 725.753 296.808 807.435
202212 788.629 296.797 877.420
202303 1,075.585 301.836 1,176.706
202306 888.294 305.109 961.382
202309 870.234 307.789 933.635
202312 1,127.759 306.746 1,214.036
202403 1,027.000 312.332 1,085.796
202406 972.000 314.175 1,021.619
202409 1,025.000 315.301 1,073.477
202412 1,025.000 315.605 1,072.443
202503 1,041.000 319.799 1,074.899
202506 1,057.000 322.561 1,082.075
202509 1,080.000 324.800 1,097.999
202512 1,033.000 324.054 1,052.633
202603 1,132.000 330.213 1,132.000

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₫2,913.03 mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a E10 of ₫2,913.03 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's E10 too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current E10 is ₫2,913.03. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's E10 compare to competitors?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's E10 of ₫2,913.03 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current E10 is ₫2,913.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫69,831.85, compared to a current price of ₫62,000.00 — trading 11.2% below its estimated fair value. The current E10 is ₫2,913.03. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current E10 is ₫2,913.03 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫62,000.00 is trading 11.2% below its estimated GF Value™ of ₫69,831.85. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • E10: ₫2,913.03
  • GF Value™: ₫69,831.85 vs. price of ₫62,000.00 (11.2% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score

Get the complete analysis for STC:VCB

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫62,000.00
Price
₫69,831.85
GF Value