Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Cyclically Adjusted FCF per Share: ₫6,345.11 (As of Mar. 2026)


STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
84 GF Score
Price ₫62,000.00
GF Value ₫69,831.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam Cyclically Adjusted FCF per Share?

Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB +0.98% 84 Cyclically Adjusted FCF per Share is ₫6,345.11 as of Mar. 2026. GuruFocus rates STC:VCB with a GF Score™ of 84/100 and a GF Value™ of ₫69,831.85 (Modestly Undervalued). The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's adjusted free cash flow per share for the three months ended in Mar. 2026 was ₫4,199.520. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ₫6,345.11 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Joint Stock Commercial Bank for Foreign Trade of Vietnam's average Cyclically Adjusted FCF Growth Rate was 48.70% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 6.40% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 18.90% per year. The lowest was 6.40% per year. And the median was 12.65% per year.

As of today (2026-06-29), Joint Stock Commercial Bank for Foreign Trade of Vietnam's current stock price is ₫62000.00. Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ₫6,345.11. Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted Price-to-FCF of today is 9.77.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 25.82. The lowest was 9.09. And the median was 16.63.


Joint Stock Commercial Bank for Foreign Trade of Vietnam  (STC:VCB) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=62000.00/6345.11
=9.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 25.82. The lowest was 9.09. And the median was 16.63.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Cyclically Adjusted FCF per Share Related Terms


Joint Stock Commercial Bank for Foreign Trade of Vietnam Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Cyclically Adjusted FCF per Share Chart

Joint Stock Commercial Bank for Foreign Trade of Vietnam Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2,193.79 4,283.33 3,628.56 3,685.21 5,159.87

Joint Stock Commercial Bank for Foreign Trade of Vietnam Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,266.88 4,776.90 5,263.98 5,159.87 6,345.11

Joint Stock Commercial Bank for Foreign Trade of Vietnam Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted Price-to-FCF falls into.


STC:VCB
84GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Joint Stock Commercial Bank for Foreign Trade of Vietnam Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Joint Stock Commercial Bank for Foreign Trade of Vietnam's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4199.52/330.2130*330.2130
=4,199.520

Current CPI (Mar. 2026) = 330.2130.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 738.825 241.018 1,012.246
201609 2,967.208 241.428 4,058.397
201612 584.228 241.432 799.064
201703 -2,984.027 243.801 -4,041.675
201706 4,228.116 244.955 5,699.736
201709 3,151.226 246.819 4,215.947
201712 14,172.563 246.524 18,983.809
201803 -5,273.862 249.554 -6,978.441
201806 -10,946.769 251.989 -14,344.933
201809 109.359 252.439 143.051
201812 8,546.521 251.233 11,233.287
201903 -6,651.976 254.202 -8,641.037
201906 1,689.841 256.143 2,178.500
201909 3,618.355 256.759 4,653.499
201912 4,162.325 256.974 5,348.610
202003 -10,255.833 258.115 -13,120.545
202006 2,863.924 257.797 3,668.409
202009 -2,475.249 260.280 -3,140.308
202012 12,544.333 260.474 15,902.938
202103 -6,811.299 264.877 -8,491.411
202106 -2,599.684 271.696 -3,159.595
202109 4,176.021 274.310 5,027.073
202112 -1,726.978 278.802 -2,045.432
202203 -2,083.117 287.504 -2,392.566
202206 8,095.362 296.311 9,021.581
202209 1,269.967 296.808 1,412.899
202212 14,586.757 296.797 16,229.062
202303 5,686.234 301.836 6,220.823
202306 -16,064.654 305.109 -17,386.434
202309 4,548.888 307.789 4,880.298
202312 1,098.159 306.746 1,182.171
202403 -7,576.575 312.332 -8,010.334
202406 2,399.391 314.175 2,521.875
202409 -1,875.503 315.301 -1,964.204
202412 13,950.972 315.605 14,596.703
202503 -1,599.736 319.799 -1,651.830
202506 4,514.598 322.561 4,621.696
202509 9,707.691 324.800 9,869.476
202512 1,117.892 324.054 1,139.139
202603 4,199.520 330.213 4,199.520

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₫6,345.11 mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a Cyclically Adjusted FCF per Share of ₫6,345.11 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted FCF per Share too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Cyclically Adjusted FCF per Share is ₫6,345.11. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted FCF per Share compare to competitors?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's Cyclically Adjusted FCF per Share of ₫6,345.11 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Cyclically Adjusted FCF per Share is ₫6,345.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫69,831.85, compared to a current price of ₫62,000.00 — trading 11.2% below its estimated fair value. The current Cyclically Adjusted FCF per Share is ₫6,345.11. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current Cyclically Adjusted FCF per Share is ₫6,345.11 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫62,000.00 is trading 11.2% below its estimated GF Value™ of ₫69,831.85. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • Cyclically Adjusted FCF per Share: ₫6,345.11
  • GF Value™: ₫69,831.85 vs. price of ₫62,000.00 (11.2% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score

Get the complete analysis for STC:VCB

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫62,000.00
Price
₫69,831.85
GF Value