Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) 12-1 Month Momentum %: 0.65% (As of Jul. 18, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
84 GF Score
Price ₫58,500.00
GF Value ₫70,443.29
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam 12-1 Month Momentum %?

Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB -1.52% 84 12-1 Month Momentum % is 0.65% as of Jul. 18, 2026. GuruFocus rates STC:VCB with a GF Score™ of 84/100 and a GF Value™ of ₫70,443.29 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 1,590 Banks companies, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks worse than 72.7% on this metric.

12-1 Month Momentum % is the total return of the stock from 12-month ago to 1-month ago. As of today (2026-07-18), Joint Stock Commercial Bank for Foreign Trade of Vietnam's 12-1 Month Momentum % is 0.65%.

The industry rank for Joint Stock Commercial Bank for Foreign Trade of Vietnam's 12-1 Month Momentum % or its related term are showing as below:

STC:VCB's 12-1 Month Momentum % is ranked worse than
72.7% of 1590 companies
in the Banks industry
Industry Median: 18.465 vs STC:VCB: 0.65

Joint Stock Commercial Bank for Foreign Trade of Vietnam  (STC:VCB) 12-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 12-1 Month Momentum % measures the total return to a stock over the past twelve months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Joint Stock Commercial Bank for Foreign Trade of Vietnam 12-1 Month Momentum % Related Terms


Joint Stock Commercial Bank for Foreign Trade of Vietnam 12-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Joint Stock Commercial Bank for Foreign Trade of Vietnam's 12-1 Month Momentum %, along with its competitors' market caps and 12-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Joint Stock Commercial Bank for Foreign Trade of Vietnam 12-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Joint Stock Commercial Bank for Foreign Trade of Vietnam's 12-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Joint Stock Commercial Bank for Foreign Trade of Vietnam's 12-1 Month Momentum % falls into.


STC:VCB
84GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
12-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Joint Stock Commercial Bank for Foreign Trade of Vietnam  (STC:VCB) 12-1 Month Momentum % Calculation

12-1 Month Momentum % is calculated as following:

12-1 Month Momentum %=( Price 1-month ago / Price 12-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 12-1 Month Momentum % →
What does a 12-1 Month Momentum % of 0.65% mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a 12-1 Month Momentum % of 0.65% as of Jul. 18, 2026. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. According to the industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #1156 out of 1590 companies in the Banks industry, placing it in the top 72.7%.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's 12-1 Month Momentum % too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 12-1 Month Momentum % is 0.65%. The Banks industry median 12-1 Month Momentum % is 18.47. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 0.65% is 96.5% below this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #1156 out of 1590 companies in the Banks industry, which is below the industry midpoint. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's 12-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #1156 out of 1590 companies for 12-1 Month Momentum %. This places Joint Stock Commercial Bank for Foreign Trade of Vietnam in the lower half of its industry. The industry median 12-1 Month Momentum % is 18.47. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 0.65% is 96.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 12-1 Month Momentum % for a Banks company?
The median 12-1 Month Momentum % among Banks companies is 18.47, based on 1,590 companies in the industry. Companies in the top quartile (top 25%) have a 12-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 12-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 12-1 Month Momentum % of 0.65% is 96.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 12-1 Month Momentum % mean?
A high 12-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 12-1 Month Momentum measures the total return of the stock from 12-month ago to 1-month ago. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. For the Banks industry, the median 12-1 Month Momentum % is 18.47 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 12-1 Month Momentum % is 0.65%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫70,443.29, compared to a current price of ₫58,500.00 — trading 17% below its estimated fair value. The current 12-1 Month Momentum % is 0.65% and 96.5% below the Banks industry median of 18.47. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 12-1 Month Momentum % calculated?
12-1 Month Momentum % is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current 12-1 Month Momentum % is 0.65% as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫58,500.00 is trading 17% below its estimated GF Value™ of ₫70,443.29. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • 12-1 Month Momentum %: 0.65%
  • GF Value™: ₫70,443.29 vs. price of ₫58,500.00 (17% below fair value)
  • GF Score™: 84/100 with 1 warning sign
  • Industry Position: 96.5% below the Banks median (#1156 of 1590)

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score

Get the complete analysis for STC:VCB

12-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫58,500.00
Price
₫70,443.29
GF Value