Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) 3-Year Dividend Growth Rate: 0.00% (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
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STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
85 GF Score
Price ₫60,300.00
GF Value ₫75,380.19
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Dividend Growth Rate?

Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB +1.01% 85 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus rates STC:VCB with a GF Score™ of 85/100 and a GF Value™ of ₫75,380.19 (Modestly Undervalued). The stock has 1 warning sign investors should review. Among 960 Banks companies, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks worse than 104166.56% on this metric.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Dividends per Share for the three months ended in Jun. 2026 was ₫0.00.

The historical rank and industry rank for Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Dividend Growth Rate or its related term are showing as below:

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 24.20% per year. The lowest was -1.40% per year. And the median was 1.20% per year.

STC:VCB's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1
* Ranked among companies with meaningful 3-Year Dividend Growth Rate only.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Dividend Payout Ratio for the three months ended in Jun. 2026 was 0.00. As of today, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Dividend Yield % is 0.75%.

Good Sign:

Joint Stock Commercial Bank for Foreign Trade of Vietnam stock Dividend Yield % is close to 3-year high.

For more information regarding to dividend, please check our Dividend Page.


Joint Stock Commercial Bank for Foreign Trade of Vietnam  (STC:VCB) 3-Year Dividend Growth Rate Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0/ 1740
=0.00

During the past 13 years, the highest Dividend Payout Ratio of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 0.49. The lowest was 0.10. And the median was 0.24.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

Joint Stock Commercial Bank for Foreign Trade of Vietnam Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
VND 450.0000002026-07-232026-07-242026-08-27Cash DividendannuallyVND:VND 1.000000
VND 450.0000002025-10-032025-10-062025-10-24Cash DividendannuallyVND:VND 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.

Joint Stock Commercial Bank for Foreign Trade of Vietnam's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=900/60300.00
=1.49 %

Current Share Price is ₫60300.00.
Joint Stock Commercial Bank for Foreign Trade of Vietnam's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₫900.

During the past 13 years, the highest Dividend Yield of Joint Stock Commercial Bank for Foreign Trade of Vietnam was 2.13%. The lowest was 0.62%. And the median was 1.20%.

Good Sign:

Joint Stock Commercial Bank for Foreign Trade of Vietnam stock Dividend Yield % is close to 3-year high.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Dividend Growth Rate Related Terms>


Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Dividend Growth Rate Competitor Comparison

For the Banks - Regional subindustry, Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Dividend Growth Rate vs Banks Industry

For the Banks industry and Financial Services sector, Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Dividend Growth Rate distribution charts can be found below:

* The bar in red indicates where Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Dividend Growth Rate falls into.


STC:VCB
85GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
3-Year Dividend Growth Rate is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Joint Stock Commercial Bank for Foreign Trade of Vietnam 3-Year Dividend Growth Rate Calculation

This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 3-Year Dividend Growth Rate of 0.00% mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a 3-Year Dividend Growth Rate of 0.00% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. According to the industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #999999 out of 960 companies in the Banks industry.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Dividend Growth Rate too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #999999 out of 960 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 85/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #999999 out of 960 companies for 3-Year Dividend Growth Rate. This places Joint Stock Commercial Bank for Foreign Trade of Vietnam in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 960 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫75,380.19, compared to a current price of ₫60,300.00 — trading 20% below its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 85/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current 3-Year Dividend Growth Rate is 0.00% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫60,300.00 is trading 20% below its estimated GF Value™ of ₫75,380.19. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • 3-Year Dividend Growth Rate: 0.00%
  • GF Value™: ₫75,380.19 vs. price of ₫60,300.00 (20% below fair value)
  • GF Score™: 85/100 with 1 warning sign

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
85GF Score

Get the complete analysis for STC:VCB

3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫60,300.00
Price
₫75,380.19
GF Value