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Capex-to-Operating-Cash-Flow assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. It’s also useful to distinguish whether the company is capital intensive or not.
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Capex-to-Operating-Cash-Flow Explanation
Capex-to-Operating-Cash-Flow ratio assesses how much of a company’s Cash Flow from Operations is being devoted to Capital Expenditure. It is a good indicator in terms of how much the company is focused on growth. In general, a high Capex-to-Operating-Cash-Flow ratio indicates that the company is investing more in physical assets and is focused on growth and expansion. Conversely, lower ratio could indicate that a company has reached maturity and is no longer pursuing aggressive growth.
Moreover, the ratio is also useful to distinguish whether the company is capital intensive or not. If the ratio is large, then the company tends to be capital intensive. Lower ratio suggests that it’s a capital-light business. The ratio can be combined with ROIC % to identify whether the company is an asset-light business that has a high return on invested capital. This is one question investors commonly ask to see if a company qualifies as a good company.
Joint Stock Commercial Bank for Foreign Trade of Vietnam Capex-to-Operating-Cash-Flow Related Terms
Joint Stock Commercial Bank for Foreign Trade of Vietnam Capex-to-Operating-Cash-Flow Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Joint Stock Commercial Bank for Foreign Trade of Vietnam Capex-to-Operating-Cash-Flow Chart
Joint Stock Commercial Bank for Foreign Trade of Vietnam Annual Data
Joint Stock Commercial Bank for Foreign Trade of Vietnam Capex-to-Operating-Cash-Flow Competitor Comparison
For the Banks - Regional subindustry, Joint Stock Commercial Bank for Foreign Trade of Vietnam's Capex-to-Operating-Cash-Flow, along with its competitors' market caps and Capex-to-Operating-Cash-Flow data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Joint Stock Commercial Bank for Foreign Trade of Vietnam Capex-to-Operating-Cash-Flow vs Banks Industry
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Capex-to-Operating-Cash-Flow of 0.02 mean?
Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) has a Capex-to-Operating-Cash-Flow of 0.02 as of Mar. 2026. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. This is near median its historical median of 0.02. According to the industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #5 out of 830 companies in the Banks industry, placing it in the top 0.59999999999999%.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam's Capex-to-Operating-Cash-Flow too high?
Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Capex-to-Operating-Cash-Flow of 0.02 is near median its 10-year median of 0.02. The Banks industry median Capex-to-Operating-Cash-Flow is 0.06. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 0.02 is 66.7% below this industry median. Based on the distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #5 out of 830 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Joint Stock Commercial Bank for Foreign Trade of Vietnam has a GF Score™ of 84/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Joint Stock Commercial Bank for Foreign Trade of Vietnam's Capex-to-Operating-Cash-Flow compare to competitors?
According to the Banks industry distribution chart, Joint Stock Commercial Bank for Foreign Trade of Vietnam ranks #5 out of 830 companies for Capex-to-Operating-Cash-Flow. This places Joint Stock Commercial Bank for Foreign Trade of Vietnam in the top 1% of its industry — outperforming the majority of peers. The industry median Capex-to-Operating-Cash-Flow is 0.06. Joint Stock Commercial Bank for Foreign Trade of Vietnam's value of 0.02 is 66.7% below this benchmark. While the company's 10-year median is 0.02 vs. the industry median of 0.06, Joint Stock Commercial Bank for Foreign Trade of Vietnam has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Capex-to-Operating-Cash-Flow for a Banks company?
The median Capex-to-Operating-Cash-Flow among Banks companies is 0.06, based on 830 companies in the industry. Companies in the top quartile (top 25%) have a Capex-to-Operating-Cash-Flow significantly above this median, while those in the bottom quartile fall well below. However, Capex-to-Operating-Cash-Flow should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Capex-to-Operating-Cash-Flow of 0.02 is 66.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Capex-to-Operating-Cash-Flow mean?
A high Capex-to-Operating-Cash-Flow can signal that a stock is expensive relative to its fundamentals. Capex to Operating Cash Flow ratio assesses how much of a company’s cash flow from operations is being devoted to capital expenditure. View historical data on Joint Stock Commercial Bank for Foreign Trade of Vietnam and its competitors. For the Banks industry, the median Capex-to-Operating-Cash-Flow is 0.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Joint Stock Commercial Bank for Foreign Trade of Vietnam's current Capex-to-Operating-Cash-Flow is 0.02, which is near median its own 10-year median of 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam stock overvalued right now?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫67,649.64, compared to a current price of ₫59,900.00 — trading 11.5% below its estimated fair value. The current Capex-to-Operating-Cash-Flow is 0.02, which is near median its 10-year median of 0.02 and 66.7% below the Banks industry median of 0.06. Joint Stock Commercial Bank for Foreign Trade of Vietnam's overall GF Score™ is 84/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Capex-to-Operating-Cash-Flow calculated?
Capex-to-Operating-Cash-Flow is calculated from a company's financial statements. For Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB), the current Capex-to-Operating-Cash-Flow is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?
Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued.
The current stock price of ₫59,900.00 is trading 11.5% below its estimated GF Value™ of ₫67,649.64.
GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.
Key valuation signals for STC:VCB:
Capex-to-Operating-Cash-Flow: 0.02 (near median its 10-year median of 0.02)
GF Value™: ₫67,649.64 vs. price of ₫59,900.00 (11.5% below fair value)
Industry Position: 66.7% below the Banks median (#5 of 830)
No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score
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Capex-to-Operating-Cash-Flow is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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