Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Altman Z-Score


STC:VCB Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
84 GF Score
Price ₫61,400.00
GF Value ₫69,831.85
Valuation Modestly Undervalued
! 1 Warning Sign
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What is Joint Stock Commercial Bank for Foreign Trade of Vietnam Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

STC:VCB
84GF Score
Joint Stock Commercial Bank for Foreign Trade of Vietnam STC:VCB
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Joint Stock Commercial Bank for Foreign Trade of Vietnam (STC:VCB) Overvalued in 2026?

Based on GuruFocus' analysis, Joint Stock Commercial Bank for Foreign Trade of Vietnam stock appears to be undervalued. The current stock price of ₫61,400.00 is trading 12.1% below its estimated GF Value™ of ₫69,831.85. GuruFocus considers Joint Stock Commercial Bank for Foreign Trade of Vietnam to be Modestly Undervalued.

Key valuation signals for STC:VCB:

  • Altman Z-Score:
  • GF Value™: ₫69,831.85 vs. price of ₫61,400.00 (12.1% below fair value)
  • GF Score™: 84/100 with 1 warning sign

No single metric tells the full story. See the STC:VCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Joint Stock Commercial Bank for Foreign Trade of Vietnam Business Description

Other Exchanges VCB11:Thailand
Address No. 198 Tran Quang Khai Street, Hoan Kiem District, Ha Noi, VNM
Joint Stock Commercial Bank for Foreign Trade of Vietnam is a a state-owned commercial bank. Its activities include selling gold bars; mobilizing and receiving short, medium and long-term deposits from organizations and individuals; lending to organizations and individuals up to the nature and capability of the bank's capital resources; conducting settlement and cash services; providing other banking services. Its personal banking services include Account Services, Digital Banking Services, Cards, Loans, Savings, Insurance, Investments, and Money Transfer Services. Institutional banking provides SME banking, and corporate banking.
84GF Score

Get the complete analysis for STC:VCB

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫61,400.00
Price
₫69,831.85
GF Value