Builders Capital Mortgage (TSXV:BCF) Net Loan: C$48.45 Mil (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSXV:BCF Builders Capital Mortgage Corp TSXV:BCF
61 GF Score
Price C$9.62
GF Value C$14.44
Valuation Possible Value Trap
! 7 Warning Signs
View Full Analysis

What is Builders Capital Mortgage Net Loan?

Builders Capital Mortgage TSXV:BCF -3.22% 61 Net Loan is C$48.45 Mil as of Dec. 2025. GuruFocus rates TSXV:BCF with a GF Score™ of 61/100 and a GF Value™ of C$14.44 (Possible Value Trap). The stock has 7 warning signs investors should review.

Builders Capital Mortgage's quarterly net loan increased from Jun. 2025 (C$48.47 Mil) to Sep. 2025 (C$52.48 Mil) but then declined from Sep. 2025 (C$52.48 Mil) to Dec. 2025 (C$48.45 Mil).

Builders Capital Mortgage's annual net loan increased from Dec. 2023 (C$32.70 Mil) to Dec. 2024 (C$52.48 Mil) and increased from Dec. 2024 (C$52.48 Mil) to Dec. 2025 (C$48.45 Mil).

Builders Capital Mortgage Net Loan Historical Data

* Premium members only.

The historical data trend for Builders Capital Mortgage's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Builders Capital Mortgage Net Loan Chart

Builders Capital Mortgage Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.41 34.13 32.70 42.84 48.45

Builders Capital Mortgage Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 42.84 51.58 48.47 52.48 48.45
TSXV:BCF
61GF Score
Builders Capital Mortgage Corp TSXV:BCF
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Builders Capital Mortgage Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of C$48.45 Mil mean?
Builders Capital Mortgage (TSXV:BCF) has a Net Loan of C$48.45 Mil as of Dec. 2025. The total net loans as recorded on a bank's balance sheet. View historical data on Builders Capital Mortgage and its competitors.
Is Builders Capital Mortgage's Net Loan too high?
Builders Capital Mortgage's current Net Loan is C$48.45 Mil. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's Net Loan compare to RKT and FNMA?
Builders Capital Mortgage's Net Loan of C$48.45 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Builders Capital Mortgage and its competitors. Builders Capital Mortgage's current Net Loan is C$48.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.44, compared to a current price of C$9.62 — trading 33.4% below its estimated fair value. The current Net Loan is C$48.45 Mil. Builders Capital Mortgage's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current Net Loan is C$48.45 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?

Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued. The current stock price of C$9.62 is trading 33.4% below its estimated GF Value™ of C$14.44. GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.

Key valuation signals for TSXV:BCF:

  • Net Loan: C$48.45 Mil
  • GF Value™: C$14.44 vs. price of C$9.62 (33.4% below fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Builders Capital Mortgage Business Description

Address 260 - 1414 8th Street SW, Calgary, AB, CAN, T2R 1J6
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score

Get the complete analysis for TSXV:BCF

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$9.62
Price
C$14.44
GF Value