Builders Capital Mortgage (TSXV:BCF) Long-Term Debt: C$12.74 Mil (As of Dec. 2025)

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TSXV:BCF Builders Capital Mortgage Corp TSXV:BCF
61 GF Score
Price C$9.90
GF Value C$14.22
Valuation Possible Value Trap
! 7 Warning Signs
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What is Builders Capital Mortgage Long-Term Debt?

Builders Capital Mortgage TSXV:BCF +0.51% 61 Long-Term Debt is C$12.74 Mil as of Dec. 2025. GuruFocus rates TSXV:BCF with a GF Score™ of 61/100 and a GF Value™ of C$14.22 (Possible Value Trap). The stock has 7 warning signs investors should review.

Builders Capital Mortgage's Long-Term Debt for the quarter that ended in Dec. 2025 was C$12.74 Mil.

Builders Capital Mortgage's quarterly Long-Term Debt declined from Jun. 2025 (C$12.59 Mil) to Sep. 2025 (C$12.41 Mil) but then increased from Sep. 2025 (C$12.41 Mil) to Dec. 2025 (C$12.74 Mil).

Builders Capital Mortgage's annual Long-Term Debt increased from Dec. 2023 (C$0.00 Mil) to Dec. 2024 (C$7.46 Mil) and increased from Dec. 2024 (C$7.46 Mil) to Dec. 2025 (C$12.74 Mil).

Builders Capital Mortgage  (TSXV:BCF) Long-Term Debt Explanation

Long-Term Debt is the sum of the carrying values as of the balance sheet date of all long-term debt, which is debt initially having maturities due after one year or beyond the operating cycle, if longer, but excluding the portions thereof scheduled to be repaid within one year or the normal operating cycle, if longer. Long-Term Debt includes notes payable, bonds payable, mortgage loans, convertible debt, subordinated debt and other types of long term debt.

Builders Capital Mortgage Long-Term Debt Related Terms

Builders Capital Mortgage Long-Term Debt Historical Data

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The historical data trend for Builders Capital Mortgage's Long-Term Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Builders Capital Mortgage Long-Term Debt Chart

Builders Capital Mortgage Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Long-Term Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 7.46 12.74

Builders Capital Mortgage Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Long-Term Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.46 12.15 12.59 12.41 12.74
TSXV:BCF
61GF Score
Builders Capital Mortgage Corp TSXV:BCF
Long-Term Debt is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Long-Term Debt →
What does a Long-Term Debt of C$12.74 Mil mean?
Builders Capital Mortgage (TSXV:BCF) has a Long-Term Debt of C$12.74 Mil as of Dec. 2025.
Is Builders Capital Mortgage's Long-Term Debt too high?
Builders Capital Mortgage's current Long-Term Debt is C$12.74 Mil. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's Long-Term Debt compare to RKT and FNMA?
Builders Capital Mortgage's Long-Term Debt of C$12.74 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Long-Term Debt for a Banks company?
A good Long-Term Debt depends on the Banks industry context. However, Long-Term Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Long-Term Debt mean?
A high Long-Term Debt can signal that a stock is expensive relative to its fundamentals. Builders Capital Mortgage's current Long-Term Debt is C$12.74 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.22, compared to a current price of C$9.90 — trading 30.4% below its estimated fair value. The current Long-Term Debt is C$12.74 Mil. Builders Capital Mortgage's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Long-Term Debt calculated?
Long-Term Debt is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current Long-Term Debt is C$12.74 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?

Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued. The current stock price of C$9.90 is trading 30.4% below its estimated GF Value™ of C$14.22. GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.

Key valuation signals for TSXV:BCF:

  • Long-Term Debt: C$12.74 Mil
  • GF Value™: C$14.22 vs. price of C$9.90 (30.4% below fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Builders Capital Mortgage Business Description

Address 260 - 1414 8th Street SW, Calgary, AB, CAN, T2R 1J6
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score

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Long-Term Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$9.90
Price
C$14.22
GF Value