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Builders Capital Mortgage Corp stock PB Ratio (=1.05) is close to 10-year high of 1.13.
The historical rank and industry rank for Builders Capital Mortgage's PB Ratio or its related term are showing as below:
TSXV:BCF'
s PB Ratio Range Over the Past 10 Years
Min: 0.75 Med: 1 Max: 1.13
Current: 1.04
During the past 13 years, Builders Capital Mortgage's highest PB Ratio was 1.13. The lowest was 0.75. And the median was 1.00.
TSXV:BCF's PB Ratio is ranked better than 56.36% of 1517
companies
in the Banks industry
Industry Median: 1.11
vs TSXV:BCF: 1.04
During the past 12 months, Builders Capital Mortgage's average Book Value Per Share Growth Rate was 1.90% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 0.80% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 0.90% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Builders Capital Mortgage was 1.40% per year. The lowest was -2.00% per year. And the median was 0.60% per year.
Back to Basics: PB Ratio
Builders Capital Mortgage (TSXV:BCF) PB Ratio Explanation
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Builders Capital Mortgage PB Ratio Related Terms
Builders Capital Mortgage PB Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Builders Capital Mortgage's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's PB Ratio distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Builders Capital Mortgage (TSXV:BCF) has a PB Ratio of 1.04 as of Jul. 15, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Builders Capital Mortgage and its competitors. This is near median its historical median of 1.00. Over the past decade, Builders Capital Mortgage's PB Ratio has ranged from 0.75 to 1.13. According to the industry distribution chart, Builders Capital Mortgage ranks #662 out of 1517 companies in the Banks industry, placing it in the top 43.6%.
Is Builders Capital Mortgage's PB Ratio too high?
Builders Capital Mortgage's current PB Ratio of 1.04 is near median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 1.13. The Banks industry median PB Ratio is 1.11. Builders Capital Mortgage's value of 1.04 is 6.3% below this industry median. Based on the distribution chart, Builders Capital Mortgage ranks #662 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's PB Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Builders Capital Mortgage ranks #662 out of 1517 companies for PB Ratio. This puts Builders Capital Mortgage in the upper half of its industry. The industry median PB Ratio is 1.11. Builders Capital Mortgage's value of 1.04 is 6.3% below this benchmark. Historically, Builders Capital Mortgage's own PB Ratio has ranged from 0.75 to 1.13 over the past decade. While the company's 10-year median is 1.00 vs. the industry median of 1.11, Builders Capital Mortgage has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.11, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Builders Capital Mortgage's current PB Ratio of 1.04 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on Builders Capital Mortgage and its competitors. For the Banks industry, the median PB Ratio is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Builders Capital Mortgage's current PB Ratio is 1.04, which is near median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.22, compared to a current price of C$9.90 — trading 30.4% below its estimated fair value. The current PB Ratio is 1.04, which is near median its 10-year median of 1.00 and 6.3% below the Banks industry median of 1.11. Builders Capital Mortgage's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current PB Ratio is 1.04 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.90 is trading 30.4% below its estimated GF Value™ of C$14.22.
GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.
Key valuation signals for TSXV:BCF:
PB Ratio: 1.04 (near median its 10-year median of 1.00)
GF Value™: C$14.22 vs. price of C$9.90 (30.4% below fair value)
Industry Position: 6.3% below the Banks median (#662 of 1517)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score
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