Builders Capital Mortgage (TSXV:BCF) ROC %: % (As of Dec. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSXV:BCF Builders Capital Mortgage Corp TSXV:BCF
61 GF Score
Price C$9.90
GF Value C$14.22
Valuation Possible Value Trap
! 7 Warning Signs
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What is Builders Capital Mortgage ROC %?

Builders Capital Mortgage TSXV:BCF +0.51% 61 ROC % is % as of Dec. 2025. GuruFocus rates TSXV:BCF with a GF Score™ of 61/100 and a GF Value™ of C$14.22 (Possible Value Trap). The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

TSXV:BCF
61GF Score
Builders Capital Mortgage Corp TSXV:BCF
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Builders Capital Mortgage (TSXV:BCF) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Builders Capital Mortgage and its competitors.
Is Builders Capital Mortgage's ROC % too high?
Builders Capital Mortgage's current ROC % is %. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's ROC % compare to RKT and FNMA?
Builders Capital Mortgage's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.85. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.85, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Builders Capital Mortgage and its competitors. For the Banks industry, the median ROC % is 1.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Builders Capital Mortgage's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.22, compared to a current price of C$9.90 — trading 30.4% below its estimated fair value. The current ROC % is %. Builders Capital Mortgage's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?

Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued. The current stock price of C$9.90 is trading 30.4% below its estimated GF Value™ of C$14.22. GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.

Key valuation signals for TSXV:BCF:

  • ROC %: %
  • GF Value™: C$14.22 vs. price of C$9.90 (30.4% below fair value)
  • GF Score™: 61/100 with 7 warning signs

No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Builders Capital Mortgage Business Description

Address 260 - 1414 8th Street SW, Calgary, AB, CAN, T2R 1J6
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score

Get the complete analysis for TSXV:BCF

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$9.90
Price
C$14.22
GF Value