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* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSXV:BCF vs RKT, FNMA, PFSI: Debt-to-Asset Comparison
For the Mortgage Finance subindustry, Builders Capital Mortgage's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage Debt-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's Debt-to-Asset distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's Debt-to-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Builders Capital Mortgage (TSXV:BCF) has a Debt-to-Asset of 0.38 as of Dec. 2025. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Builders Capital Mortgage and its competitors.
Is Builders Capital Mortgage's Debt-to-Asset too high?
Builders Capital Mortgage's current Debt-to-Asset is 0.38. Overall, Builders Capital Mortgage has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's Debt-to-Asset compare to RKT and FNMA?
Builders Capital Mortgage's Debt-to-Asset of 0.38 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Builders Capital Mortgage and its competitors. Builders Capital Mortgage's current Debt-to-Asset is 0.38. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Modestly Undervalued. The stock's GF Value™ is C$13.95, compared to a current price of C$9.88 — trading 29.2% below its estimated fair value. The current Debt-to-Asset is 0.38. Builders Capital Mortgage's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current Debt-to-Asset is 0.38 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.88 is trading 29.2% below its estimated GF Value™ of C$13.95.
GuruFocus considers Builders Capital Mortgage to be Modestly Undervalued.
Key valuation signals for TSXV:BCF:
Debt-to-Asset: 0.38
GF Value™: C$13.95 vs. price of C$9.88 (29.2% below fair value)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
56GF Score
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