Builders Capital Mortgage (TSXV:BCF) GF Value Rank: 4 (As of Jul. 24, 2026) — 20% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSXV:BCF Builders Capital Mortgage Corp TSXV:BCF
59 GF Score
Price C$9.89
GF Value C$14.35
Valuation Possible Value Trap
! 6 Warning Signs
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What is Builders Capital Mortgage GF Value Rank?

Builders Capital Mortgage TSXV:BCF +1.44% 59 GF Value Rank is 4 as of Jul. 24, 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates TSXV:BCF with a GF Score™ of 59/100 and a GF Value™ of C$14.35 (Possible Value Trap). The stock has 6 warning signs investors should review.

Builders Capital Mortgage has the GF Value Rank of 4.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.


Builders Capital Mortgage GF Value Rank Related Terms


TSXV:BCF vs RKT, FNMA, PFSI: GF Value Rank Comparison

For the Mortgage Finance subindustry, Builders Capital Mortgage's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Builders Capital Mortgage GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, Builders Capital Mortgage's GF Value Rank distribution charts can be found below:

* The bar in red indicates where Builders Capital Mortgage's GF Value Rank falls into.


TSXV:BCF
59GF Score
Builders Capital Mortgage Corp TSXV:BCF
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 4 mean?
Builders Capital Mortgage (TSXV:BCF) has a GF Value Rank of 4 as of Jul. 24, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Builders Capital Mortgage and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, Builders Capital Mortgage's GF Value Rank has ranged from 1.00 to 10.00.
Is Builders Capital Mortgage's GF Value Rank too high?
Builders Capital Mortgage's current GF Value Rank of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 10.00. Overall, Builders Capital Mortgage has a GF Score™ of 59/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's GF Value Rank compare to RKT and FNMA?
Builders Capital Mortgage's GF Value Rank of 4 can be compared against companies in the Banks industry. Historically, Builders Capital Mortgage's own GF Value Rank has ranged from 1.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on Builders Capital Mortgage and its competitors. Builders Capital Mortgage's current GF Value Rank is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.35, compared to a current price of C$9.89 — trading 31.1% below its estimated fair value. The current GF Value Rank is 4, which is 20% below median its 10-year median of 5.00. Builders Capital Mortgage's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current GF Value Rank is 4 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?

Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued. The current stock price of C$9.89 is trading 31.1% below its estimated GF Value™ of C$14.35. GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.

Key valuation signals for TSXV:BCF:

  • GF Value Rank: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: C$14.35 vs. price of C$9.89 (31.1% below fair value)
  • GF Score™: 59/100 with 6 warning signs

No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Builders Capital Mortgage Business Description

Address 260 - 1414 8th Street SW, Calgary, AB, CAN, T2R 1J6
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
59GF Score

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GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

C$9.89
Price
C$14.35
GF Value