Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Builders Capital Mortgage's current 3-Year Share Buyback Ratio was 0.20%.
The historical rank and industry rank for Builders Capital Mortgage's 3-Year Share Buyback Ratio or its related term are showing as below:
TSXV:BCF'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -6.8 Med: -2.3 Max: 0.2
Current: 0.2
During the past 13 years, Builders Capital Mortgage's highest 3-Year Share Buyback Ratio was 0.20%. The lowest was -6.80%. And the median was -2.30%.
TSXV:BCF's 3-Year Share Buyback Ratio is ranked better than 63.42% of 1036
companies
in the Banks industry
Industry Median: -0.2
vs TSXV:BCF: 0.20
Builders Capital Mortgage (TSXV:BCF) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Builders Capital Mortgage 3-Year Share Buyback Ratio Related Terms
TSXV:BCF vs RKT, FNMA, PFSI: 3-Year Share Buyback Ratio Comparison
For the Mortgage Finance subindustry, Builders Capital Mortgage's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's 3-Year Share Buyback Ratio falls into.
Builders Capital Mortgage 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of 0.20 mean?
Builders Capital Mortgage (TSXV:BCF) has a 3-Year Share Buyback Ratio of 0.20 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Builders Capital Mortgage and its competitors. According to the industry distribution chart, Builders Capital Mortgage ranks #379 out of 1036 companies in the Banks industry, placing it in the top 36.6%.
Is Builders Capital Mortgage's 3-Year Share Buyback Ratio too high?
Builders Capital Mortgage's current 3-Year Share Buyback Ratio is 0.20. Based on the distribution chart, Builders Capital Mortgage ranks #379 out of 1036 companies in the Banks industry, which is above the industry midpoint. Overall, Builders Capital Mortgage has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's 3-Year Share Buyback Ratio compare to RKT and FNMA?
According to the Banks industry distribution chart, Builders Capital Mortgage ranks #379 out of 1036 companies for 3-Year Share Buyback Ratio. This puts Builders Capital Mortgage in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Builders Capital Mortgage and its competitors. Builders Capital Mortgage's current 3-Year Share Buyback Ratio is 0.20. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.97, compared to a current price of C$9.81 — trading 34.5% below its estimated fair value. The current 3-Year Share Buyback Ratio is 0.20. Builders Capital Mortgage's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current 3-Year Share Buyback Ratio is 0.20 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.81 is trading 34.5% below its estimated GF Value™ of C$14.97.
GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.
Key valuation signals for TSXV:BCF:
3-Year Share Buyback Ratio: 0.20
GF Value™: C$14.97 vs. price of C$9.81 (34.5% below fair value)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
60GF Score
Get the complete analysis for TSXV:BCF
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TSXV:BCF has been successfully added to your 
