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Builders Capital MortgageTSXV:BCF +0.51%61 Dividend Yield % is 8.12% as of Jul. 15, 2026, which is 3% below its 10-year median of 8.33. GuruFocus rates TSXV:BCF with a GF Score™ of 61/100 and a GF Value™ of C$14.22 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,256 Banks companies, Builders Capital Mortgage ranks better than 94.67% on this metric.
During the past 3 years, the average Dividends Per Share Growth Rate was 0.50% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 0.40% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 0.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Builders Capital Mortgage was 0.60% per year. The lowest was -1.10% per year. And the median was 0.00% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Builders Capital Mortgage (TSXV:BCF) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSXV:BCF vs RKT, FNMA, PFSI: Dividend Yield % Comparison
For the Mortgage Finance subindustry, Builders Capital Mortgage's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's Dividend Yield % falls into.
Builders Capital Mortgage Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Builders Capital Mortgage Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
CAD 0.200000
2026-06-30
2026-06-30
2026-07-31
Cash Dividend
quarterly
CAD:CAD 1.000000
CAD 0.200000
2026-03-31
2026-03-31
2026-04-30
Cash Dividend
quarterly
CAD:CAD 1.000000
CAD 0.200000
2025-12-31
2025-12-31
2026-01-30
Cash Dividend
quarterly
CAD:CAD 1.000000
CAD 0.200000
2025-09-29
2025-09-30
2025-10-31
Cash Dividend
quarterly
CAD:CAD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Builders Capital Mortgage (TSXV:BCF) has a Dividend Yield % of 8.12% as of Jul. 15, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Builders Capital Mortgage and its competitors. This is near median its historical median of 8.33. Over the past decade, Builders Capital Mortgage's Dividend Yield % has ranged from 7.59 to 11.38. According to the industry distribution chart, Builders Capital Mortgage ranks #67 out of 1256 companies in the Banks industry, placing it in the top 5.3%.
Is Builders Capital Mortgage's Dividend Yield % too high?
Builders Capital Mortgage's current Dividend Yield % of 8.12% is near median its 10-year median of 8.33. Over the past 10 years, this metric has ranged from a low of 7.59 to a high of 11.38. The Banks industry median Dividend Yield % is 3.02. Builders Capital Mortgage's value of 8.12% is 168.9% above this industry median. Based on the distribution chart, Builders Capital Mortgage ranks #67 out of 1256 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's Dividend Yield % compare to RKT and FNMA?
According to the Banks industry distribution chart, Builders Capital Mortgage ranks #67 out of 1256 companies for Dividend Yield %. This places Builders Capital Mortgage in the top 5% of its industry — outperforming the majority of peers. The industry median Dividend Yield % is 3.02. Builders Capital Mortgage's value of 8.12% is 168.9% above this benchmark. Historically, Builders Capital Mortgage's own Dividend Yield % has ranged from 7.59 to 11.38 over the past decade. While the company's 10-year median is 8.33 vs. the industry median of 3.02, Builders Capital Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.02, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Builders Capital Mortgage's current Dividend Yield % of 8.12% is 168.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Builders Capital Mortgage and its competitors. For the Banks industry, the median Dividend Yield % is 3.02 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Builders Capital Mortgage's current Dividend Yield % is 8.12%, which is near median its own 10-year median of 8.33. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.22, compared to a current price of C$9.90 — trading 30.4% below its estimated fair value. The current Dividend Yield % is 8.12%, which is near median its 10-year median of 8.33 and 168.9% above the Banks industry median of 3.02. Builders Capital Mortgage's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current Dividend Yield % is 8.12% as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.90 is trading 30.4% below its estimated GF Value™ of C$14.22.
GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.
Key valuation signals for TSXV:BCF:
Dividend Yield %: 8.12% (near median its 10-year median of 8.33)
GF Value™: C$14.22 vs. price of C$9.90 (30.4% below fair value)
Industry Position: 168.9% above the Banks median (#67 of 1256)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score
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