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The historical rank and industry rank for Builders Capital Mortgage's EV-to-OCF or its related term are showing as below:
TSXV:BCF'
s EV-to-OCF Range Over the Past 10 Years
Min: -857.47 Med: 4.81 Max: 117.3
Current: 11.13
During the past 13 years, the highest EV-to-OCF of Builders Capital Mortgage was 117.30. The lowest was -857.47. And the median was 4.81.
TSXV:BCF's EV-to-OCF is ranked worse than 74.15% of 1493
companies
in the Banks industry
Industry Median: 3.87
vs TSXV:BCF: 11.13
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Builders Capital Mortgage (TSXV:BCF) EV-to-OCF Explanation
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Builders Capital Mortgage's PE Ratio (TTM) for today is calculated as:
Builders Capital Mortgage's share price for today is C$9.50.
Builders Capital Mortgage's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$1.190.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Builders Capital Mortgage EV-to-OCF Related Terms
Builders Capital Mortgage EV-to-OCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Mortgage Finance subindustry, Builders Capital Mortgage's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's EV-to-OCF falls into.
Builders Capital Mortgage's current Enterprise Value is C$48.24 Mil.
Builders Capital Mortgage's Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$4.33 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Builders Capital Mortgage (TSXV:BCF) has a EV-to-OCF of 11.13 as of Aug. 29, 2026. This is 131% above median its historical median of 4.81. According to the industry distribution chart, Builders Capital Mortgage ranks #1107 out of 1493 companies in the Banks industry, placing it in the top 74.1%.
Is Builders Capital Mortgage's EV-to-OCF too high?
Builders Capital Mortgage's current EV-to-OCF of 11.13 is 131% above median its 10-year median of 4.81. The Banks industry median EV-to-OCF is 3.87. Builders Capital Mortgage's value of 11.13 is 187.6% above this industry median. Based on the distribution chart, Builders Capital Mortgage ranks #1107 out of 1493 companies in the Banks industry, which is below the industry midpoint. Overall, Builders Capital Mortgage has a GF Score™ of 60/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's EV-to-OCF compare to RKT and FNMA?
According to the Banks industry distribution chart, Builders Capital Mortgage ranks #1107 out of 1493 companies for EV-to-OCF. This places Builders Capital Mortgage in the lower half of its industry. The industry median EV-to-OCF is 3.87. Builders Capital Mortgage's value of 11.13 is 187.6% above this benchmark. While the company's 10-year median is 4.81 vs. the industry median of 3.87, Builders Capital Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.87, based on 1,493 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Builders Capital Mortgage's current EV-to-OCF of 11.13 is 187.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Builders Capital Mortgage's current EV-to-OCF is 11.13, which is 131% above median its own 10-year median of 4.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.89, compared to a current price of C$9.50 — trading 36.2% below its estimated fair value. The current EV-to-OCF is 11.13, which is 131% above median its 10-year median of 4.81 and 187.6% above the Banks industry median of 3.87. Builders Capital Mortgage's overall GF Score™ is 60/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current EV-to-OCF is 11.13 as of Aug. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.50 is trading 36.2% below its estimated GF Value™ of C$14.89.
GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.
Key valuation signals for TSXV:BCF:
EV-to-OCF: 11.13 (131% above median its 10-year median of 4.81)
GF Value™: C$14.89 vs. price of C$9.50 (36.2% below fair value)
Industry Position: 187.6% above the Banks median (#1107 of 1493)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
60GF Score
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