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Builders Capital MortgageTSXV:BCF +2.63%61 5-Year Yield-on-Cost % is 8.49 as of Jul. 22, 2026, which is 0% below its 10-year median of 8.50. GuruFocus rates TSXV:BCF with a GF Score™ of 61/100 and a GF Value™ of C$14.32 (Possible Value Trap). The stock has 6 warning signs investors should review. Among 1,254 Banks companies, Builders Capital Mortgage ranks better than 84.21% on this metric.
The historical rank and industry rank for Builders Capital Mortgage's 5-Year Yield-on-Cost % or its related term are showing as below:
TSXV:BCF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 7.74 Med: 8.5 Max: 11.61
Current: 8.49
During the past 13 years, Builders Capital Mortgage's highest Yield on Cost was 11.61. The lowest was 7.74. And the median was 8.50.
TSXV:BCF's 5-Year Yield-on-Cost % is ranked better than 84.21% of 1254
companies
in the Banks industry
Industry Median: 3.865
vs TSXV:BCF: 8.49
Builders Capital Mortgage (TSXV:BCF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Builders Capital Mortgage 5-Year Yield-on-Cost % Related Terms
TSXV:BCF vs RKT, FNMA, PFSI: 5-Year Yield-on-Cost % Comparison
For the Mortgage Finance subindustry, Builders Capital Mortgage's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's 5-Year Yield-on-Cost % falls into.
Builders Capital Mortgage 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Builders Capital Mortgage (TSXV:BCF) has a 5-Year Yield-on-Cost % of 8.49 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Builders Capital Mortgage and its competitors. This is near median its historical median of 8.50. Over the past decade, Builders Capital Mortgage's 5-Year Yield-on-Cost % has ranged from 7.74 to 11.61. According to the industry distribution chart, Builders Capital Mortgage ranks #198 out of 1254 companies in the Banks industry, placing it in the top 15.8%.
Is Builders Capital Mortgage's 5-Year Yield-on-Cost % too high?
Builders Capital Mortgage's current 5-Year Yield-on-Cost % of 8.49 is near median its 10-year median of 8.50. Over the past 10 years, this metric has ranged from a low of 7.74 to a high of 11.61. The Banks industry median 5-Year Yield-on-Cost % is 3.87. Builders Capital Mortgage's value of 8.49 is 119.7% above this industry median. Based on the distribution chart, Builders Capital Mortgage ranks #198 out of 1254 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's 5-Year Yield-on-Cost % compare to RKT and FNMA?
According to the Banks industry distribution chart, Builders Capital Mortgage ranks #198 out of 1254 companies for 5-Year Yield-on-Cost %. This places Builders Capital Mortgage in the top 16% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.87. Builders Capital Mortgage's value of 8.49 is 119.7% above this benchmark. Historically, Builders Capital Mortgage's own 5-Year Yield-on-Cost % has ranged from 7.74 to 11.61 over the past decade. While the company's 10-year median is 8.50 vs. the industry median of 3.87, Builders Capital Mortgage has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.87, based on 1,254 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Builders Capital Mortgage's current 5-Year Yield-on-Cost % of 8.49 is 119.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Builders Capital Mortgage and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Builders Capital Mortgage's current 5-Year Yield-on-Cost % is 8.49, which is near median its own 10-year median of 8.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.32, compared to a current price of C$9.75 — trading 31.9% below its estimated fair value. The current 5-Year Yield-on-Cost % is 8.49, which is near median its 10-year median of 8.50 and 119.7% above the Banks industry median of 3.87. Builders Capital Mortgage's overall GF Score™ is 61/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current 5-Year Yield-on-Cost % is 8.49 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.75 is trading 31.9% below its estimated GF Value™ of C$14.32.
GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.
Key valuation signals for TSXV:BCF:
5-Year Yield-on-Cost %: 8.49 (near median its 10-year median of 8.50)
GF Value™: C$14.32 vs. price of C$9.75 (31.9% below fair value)
Industry Position: 119.7% above the Banks median (#198 of 1254)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score
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