Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Builders Capital MortgageTSXV:BCF +0.51%61 Median PS Value is C$13.59 as of Jul. 15, 2026, which is 100% below its 10-year median of 0.80. GuruFocus rates TSXV:BCF with a GF Score™ of 61/100 and a GF Value™ of C$14.22 (Possible Value Trap). The stock has 7 warning signs investors should review. Among 1,040 Banks companies, Builders Capital Mortgage ranks better than 88.65% on this metric.
This valuation method assumes that the stock valuation will revert to its historical (10-Year) median in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
The historical rank and industry rank for Builders Capital Mortgage's Median PS Value or its related term are showing as below:
TSXV:BCF'
s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.71 Med: 0.8 Max: 0.81
Current: 0.73
During the past 13 years, the highest Price to Median PS Value of Builders Capital Mortgage was 0.81. The lowest was 0.71. And the median was 0.80.
TSXV:BCF's Price-to-Median-PS-Value is ranked better than 88.65% of 1040
companies
in the Banks industry
Industry Median: 1.11
vs TSXV:BCF: 0.73
Builders Capital Mortgage (TSXV:BCF) Median PS Value Explanation
This valuation method assumes that the stock valuation will revert to its historical (10-Year) mean in terms of PS Ratio. The reason we use PS Ratio instead of PE Ratio or PB Ratio
is because PS Ratio is independent of profit margin, and can be applied to a broader range of situations.
It also assumes that over time the profit margin is constant. If a company increases its profit margin to a sustainable level, this value might under-estimate its value. If it has permanent declined profit margins, this may over-estimate the company's value.
Builders Capital Mortgage's Price to Median PS Value for today is calculated as
Price to Median PS Value
=
Share Price
/
Median PS Value
=
9.90
/
13.59
=
0.73
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Builders Capital Mortgage Median PS Value Related Terms
Builders Capital Mortgage Median PS Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
TSXV:BCF vs RKT, FNMA, PFSI: Median PS Value Comparison
For the Mortgage Finance subindustry, Builders Capital Mortgage's Price-to-Median-PS-Value, along with its competitors' market caps and Price-to-Median-PS-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Builders Capital Mortgage Price-to-Median-PS-Value vs Banks Industry
For the Banks industry and Financial Services sector, Builders Capital Mortgage's Price-to-Median-PS-Value distribution charts can be found below:
* The bar in red indicates where Builders Capital Mortgage's Price-to-Median-PS-Value falls into.
10-Year Median PS Ratio is 8.4149.
Builders Capital Mortgage's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was C$1.615.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Builders Capital Mortgage (TSXV:BCF) has a Median PS Value of C$13.59 as of Jul. 15, 2026. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Builders Capital Mortgage and its competitors. This is 1599% above median its historical median of 0.80. Over the past decade, Builders Capital Mortgage's Median PS Value has ranged from 0.71 to 0.81. According to the industry distribution chart, Builders Capital Mortgage ranks #118 out of 1040 companies in the Banks industry, placing it in the top 11.3%.
Is Builders Capital Mortgage's Median PS Value too high?
Builders Capital Mortgage's current Median PS Value of C$13.59 is 1599% above median its 10-year median of 0.80. Over the past 10 years, this metric has ranged from a low of 0.71 to a high of 0.81. Based on the distribution chart, Builders Capital Mortgage ranks #118 out of 1040 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Builders Capital Mortgage has a GF Score™ of 61/100 and is considered Possible Value Trap, reflecting its overall financial health beyond just this single metric.
How does Builders Capital Mortgage's Median PS Value compare to RKT and FNMA?
According to the Banks industry distribution chart, Builders Capital Mortgage ranks #118 out of 1040 companies for Median PS Value. This places Builders Capital Mortgage in the top 11% of its industry — outperforming the majority of peers. The industry median Median PS Value is 1.11. Historically, Builders Capital Mortgage's own Median PS Value has ranged from 0.71 to 0.81 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Median PS Value for a Banks company?
The median Median PS Value among Banks companies is 1.11, based on 1,040 companies in the industry. Companies in the top quartile (top 25%) have a Median PS Value significantly above this median, while those in the bottom quartile fall well below. However, Median PS Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Median PS Value mean?
A high Median PS Value can signal that a stock is expensive relative to its fundamentals. Median price-sales value is the stock value based on a company's 10-year median price-sales ratio, View historical data on Builders Capital Mortgage and its competitors. For the Banks industry, the median Median PS Value is 1.11 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Builders Capital Mortgage's current Median PS Value is C$13.59, which is 1599% above median its own 10-year median of 0.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Builders Capital Mortgage stock overvalued right now?
Based on GuruFocus' analysis, Builders Capital Mortgage (TSXV:BCF) is currently considered Possible Value Trap. The stock's GF Value™ is C$14.22, compared to a current price of C$9.90 — trading 30.4% below its estimated fair value. The current Median PS Value is C$13.59, which is 1599% above median its 10-year median of 0.80. Builders Capital Mortgage's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Median PS Value calculated?
Median PS Value is calculated from a company's financial statements. For Builders Capital Mortgage (TSXV:BCF), the current Median PS Value is C$13.59 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Builders Capital Mortgage (TSXV:BCF) Overvalued in 2026?
Based on GuruFocus' analysis, Builders Capital Mortgage stock appears to be undervalued.
The current stock price of C$9.90 is trading 30.4% below its estimated GF Value™ of C$14.22.
GuruFocus considers Builders Capital Mortgage to be Possible Value Trap.
Key valuation signals for TSXV:BCF:
Median PS Value: C$13.59 (1599% above median its 10-year median of 0.80)
GF Value™: C$14.22 vs. price of C$9.90 (30.4% below fair value)
No single metric tells the full story. See the TSXV:BCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Builders Capital Mortgage Corp is a mortgage lender providing short-term course-of-construction financing to builders of residential, wood-frame properties in Western Canada. The company's business is to acquire, originate and maintain a portfolio consisting of construction mortgages that are secured by development stage residential real property. Its investment objective is to generate attractive returns, relative to risk, to provide stable and consistent distributions to shareholders while remaining focused on capital preservation and satisfying the criteria mandated for mortgage investment corporations.
61GF Score
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