ING Bank Slaski (WAR:ING) Net Loan: zł156,678 Mil (As of Mar. 2026)

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WAR:ING ING Bank Slaski SA WAR:ING
71 GF Score
Price zł445.00
GF Value zł321.44
Valuation Significantly Overvalued
! 9 Warning Signs
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What is ING Bank Slaski Net Loan?

ING Bank Slaski WAR:ING -1.16% 71 Net Loan is zł156,678 Mil as of Mar. 2026. GuruFocus rates WAR:ING with a GF Score™ of 71/100 and a GF Value™ of zł321.44 (Significantly Overvalued). The stock has 9 warning signs investors should review.

ING Bank Slaski's quarterly net loan increased from Sep. 2025 (zł148,765 Mil) to Dec. 2025 (zł153,008 Mil) and increased from Dec. 2025 (zł153,008 Mil) to Mar. 2026 (zł156,678 Mil).

ING Bank Slaski's annual net loan increased from Dec. 2023 (zł131,235 Mil) to Dec. 2024 (zł153,008 Mil) and increased from Dec. 2024 (zł153,008 Mil) to Dec. 2025 (zł156,678 Mil).

ING Bank Slaski Net Loan Historical Data

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The historical data trend for ING Bank Slaski's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Bank Slaski Net Loan Chart

ING Bank Slaski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 122,356.60 155,287.00 131,235.00 139,815.00 153,008.00

ING Bank Slaski Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 142,818.00 146,471.00 148,765.00 153,008.00 156,678.00
WAR:ING
71GF Score
ING Bank Slaski SA WAR:ING
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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ING Bank Slaski Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of zł156,678 Mil mean?
ING Bank Slaski (WAR:ING) has a Net Loan of zł156,678 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on ING Bank Slaski and its competitors.
Is ING Bank Slaski's Net Loan too high?
ING Bank Slaski's current Net Loan is zł156,678 Mil. Overall, ING Bank Slaski has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Net Loan compare to PNC?
ING Bank Slaski's Net Loan of zł156,678 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on ING Bank Slaski and its competitors. ING Bank Slaski's current Net Loan is zł156,678 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł321.44, compared to a current price of zł445.00 — trading 38.4% above its estimated fair value. The current Net Loan is zł156,678 Mil. ING Bank Slaski's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Net Loan is zł156,678 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (WAR:ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of zł445.00 is trading 38.4% above its estimated GF Value™ of zł321.44. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for WAR:ING:

  • Net Loan: zł156,678 Mil
  • GF Value™: zł321.44 vs. price of zł445.00 (38.4% above fair value)
  • GF Score™: 71/100 with 9 warning signs

No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Bank Slaski Business Description

Other Exchanges 0MNY:UK6GF:Germany
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
71GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł445.00
Price
zł321.44
GF Value