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ING Bank SlaskiWAR:ING -1.08%80 Equity-to-Asset is 0.06 as of Jun. 2026, which is 33% below its 10-year median of 0.09. GuruFocus rates WAR:ING with a GF Score™ of 80/100 and a GF Value™ of zł334.06 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,525 Banks companies, ING Bank Slaski ranks worse than 84.33% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. ING Bank Slaski's Total Stockholders Equity for the quarter that ended in Jun. 2026 was zł19,679 Mil. ING Bank Slaski's Total Assets for the quarter that ended in Jun. 2026 was zł313,910 Mil.
Therefore, ING Bank Slaski's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.06.
The historical rank and industry rank for ING Bank Slaski's Equity-to-Asset or its related term are showing as below:
WAR:ING'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.04 Med: 0.09 Max: 0.1
Current: 0.06
During the past 13 years, the highest Equity to Asset Ratio of ING Bank Slaski was 0.10. The lowest was 0.04. And the median was 0.09.
WAR:ING's Equity-to-Asset is ranked worse than 84.33% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs WAR:ING: 0.06
ING Bank Slaski (WAR:ING) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
ING Bank Slaski Equity-to-Asset Related Terms
ING Bank Slaski Equity-to-Asset Historical Data
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The historical data trend for ING Bank Slaski's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ING Bank Slaski's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ING Bank Slaski Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, ING Bank Slaski's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where ING Bank Slaski's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
ING Bank Slaski's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ING Bank Slaski (WAR:ING) has a Equity-to-Asset of 0.06 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ING Bank Slaski and its competitors. This is 33% below median its historical median of 0.09. Over the past decade, ING Bank Slaski's Equity-to-Asset has ranged from 0.04 to 0.10. According to the industry distribution chart, ING Bank Slaski ranks #1286 out of 1525 companies in the Banks industry, placing it in the top 84.3%.
Is ING Bank Slaski's Equity-to-Asset too high?
ING Bank Slaski's current Equity-to-Asset of 0.06 is 33% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.04 to a high of 0.10. The Banks industry median Equity-to-Asset is 0.10. ING Bank Slaski's value of 0.06 is 40% below this industry median. Based on the distribution chart, ING Bank Slaski ranks #1286 out of 1525 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, ING Bank Slaski has a GF Score™ of 80/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Equity-to-Asset compare to PNC?
According to the Banks industry distribution chart, ING Bank Slaski ranks #1286 out of 1525 companies for Equity-to-Asset. This places ING Bank Slaski in the lower half of its industry. The industry median Equity-to-Asset is 0.10. ING Bank Slaski's value of 0.06 is 40% below this benchmark. Historically, ING Bank Slaski's own Equity-to-Asset has ranged from 0.04 to 0.10 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, ING Bank Slaski has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ING Bank Slaski's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on ING Bank Slaski and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Bank Slaski's current Equity-to-Asset is 0.06, which is 33% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł334.06, compared to a current price of zł440.60 — trading 31.9% above its estimated fair value. The current Equity-to-Asset is 0.06, which is 33% below median its 10-year median of 0.09 and 40% below the Banks industry median of 0.10. ING Bank Slaski's overall GF Score™ is 80/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Equity-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ING Bank Slaski (WAR:ING) Overvalued in 2026?
Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued.
The current stock price of zł440.60 is trading 31.9% above its estimated GF Value™ of zł334.06.
GuruFocus considers ING Bank Slaski to be Significantly Overvalued.
Key valuation signals for WAR:ING:
Equity-to-Asset: 0.06 (33% below median its 10-year median of 0.09)
GF Value™: zł334.06 vs. price of zł440.60 (31.9% above fair value)
Industry Position: 40% below the Banks median (#1286 of 1525)
No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
80GF Score
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