ING Bank Slaski (WAR:ING) Cash Flow from Operations: zł21,375 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:ING ING Bank Slaski SA WAR:ING
78 GF Score
Price zł447.60
GF Value zł333.62
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is ING Bank Slaski Cash Flow from Operations?

ING Bank Slaski WAR:ING +0.58% 78 Cash Flow from Operations is zł21,375 Mil as of Jun. 2026. GuruFocus rates WAR:ING with a GF Score™ of 78/100 and a GF Value™ of zł333.62 (Significantly Overvalued). The stock has 8 warning signs investors should review.

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

For the three months ended in Jun. 2026, ING Bank Slaski's Net Income From Continuing Operations was zł1,193 Mil. Its Depreciation, Depletion and Amortization was zł77 Mil. Its Change In Working Capital was zł10,981 Mil. Its cash flow from deferred tax was zł672 Mil. Its Cash from Discontinued Operating Activities was zł0 Mil. Its Asset Impairment Charge was zł0 Mil. Its Stock Based Compensation was zł0 Mil. And its Cash Flow from Others was zł-274 Mil. In all, ING Bank Slaski's Cash Flow from Operations for the three months ended in Jun. 2026 was zł12,649 Mil.


ING Bank Slaski  (WAR:ING) Cash Flow from Operations Explanation

For companies reported in indirect method, cash flow from operations contains six items:

1. Net Income From Continuing Operations:
Net Income From Continuing Operations indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. It excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.

ING Bank Slaski's net income from continuing operations for the three months ended in Jun. 2026 was zł1,193 Mil.

2. Depreciation, Depletion and Amortization:
Depreciation is a present expense that accounts for the past cost of an asset that is now providing benefits.
Depletion and amortization are synonyms for depreciation.
Generally:
The term depreciation is used when discussing man made tangible assets
The term depletion is used when discussing natural tangible assets
The term amortization is used when discussing intangible assets

ING Bank Slaski's depreciation, depletion and amortization for the three months ended in Jun. 2026 was zł77 Mil.

3. Change In Working Capital:
Working Capital is a measure of a company's short term liquidity or its ability to cover short term liabilities. It is defined as the difference between a company's current assets and current liabilities. Changes in Working Capital is reported in the cash flow statement since it is one of the major ways in which net income can differ from operating cash flow.

ING Bank Slaski's change in working capital for the three months ended in Jun. 2026 was zł10,981 Mil. It means ING Bank Slaski's working capital increased by zł10,981 Mil from Mar. 2026 to Jun. 2026 .

4. Deferred Tax:
It is the cash flow generated from deferred tax.

ING Bank Slaski's cash flow from deferred tax for the three months ended in Jun. 2026 was zł672 Mil.

5. Cash from Discontinued Operating Activities:
Net cash from all of the entity's discontinued operating activities.

ING Bank Slaski's cash from discontinued operating Activities for the three months ended in Jun. 2026 was zł0 Mil.

6. Asset Impairment Charge:
It is the charge against earnings resulting from the aggregate write down of all assets from their carrying value to their fair value.

ING Bank Slaski's asset impairment charge for the three months ended in Jun. 2026 was zł0 Mil.

7. Stock Based Compensation:
It is a way corporations use stock options to reward employees. It provides executives and employees the opportunity to share in the growth of the company and, if structured properly, can align their interests with the interests of the company's shareholders and investors, without burning the company's cash on hand.

ING Bank Slaski's stock based compensation for the three months ended in Jun. 2026 was zł0 Mil.

8. Cash Flow from Others:
These are cash differences caused by the change of inventory, accounts payable, accounts receivable etc. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its account receivables will rise, and its cash position will grow more slowly (or even shrink).

ING Bank Slaski's cash flow from others for the three months ended in Jun. 2026 was zł-274 Mil.


ING Bank Slaski Cash Flow from Operations Related Terms


ING Bank Slaski Cash Flow from Operations Historical Data

* Premium members only.

The historical data trend for ING Bank Slaski's Cash Flow from Operations can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Bank Slaski Cash Flow from Operations Chart

ING Bank Slaski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Operations
Get a 7-Day Free Trial Premium Member Only Premium Member Only 437.00 2,955.10 -2,369.00 -291.00 1,260.00

ING Bank Slaski Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash Flow from Operations Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,836.00 -8,407.00 -1,515.00 18,648.00 12,649.00
WAR:ING
78GF Score
ING Bank Slaski SA WAR:ING
Cash Flow from Operations is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ING Bank Slaski Cash Flow from Operations Calculation

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

ING Bank Slaski's Cash Flow from Operations for the fiscal year that ended in Dec. 2025 is calculated as:

ING Bank Slaski's Cash Flow from Operations for the quarter that ended in Jun. 2026 is:


Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was zł21,375 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Operations of zł21,375 Mil mean?
ING Bank Slaski (WAR:ING) has a Cash Flow from Operations of zł21,375 Mil as of Jun. 2026. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for ING Bank Slaski and its competitors.
Is ING Bank Slaski's Cash Flow from Operations too high?
ING Bank Slaski's current Cash Flow from Operations is zł21,375 Mil. Overall, ING Bank Slaski has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Cash Flow from Operations compare to PNC?
ING Bank Slaski's Cash Flow from Operations of zł21,375 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for a Banks company?
A good Cash Flow from Operations depends on the Banks industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for ING Bank Slaski and its competitors. ING Bank Slaski's current Cash Flow from Operations is zł21,375 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł333.62, compared to a current price of zł447.60 — trading 34.2% above its estimated fair value. The current Cash Flow from Operations is zł21,375 Mil. ING Bank Slaski's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Cash Flow from Operations is zł21,375 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (WAR:ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of zł447.60 is trading 34.2% above its estimated GF Value™ of zł333.62. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for WAR:ING:

  • Cash Flow from Operations: zł21,375 Mil
  • GF Value™: zł333.62 vs. price of zł447.60 (34.2% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


ING Bank Slaski Business Description

Other Exchanges 0MNY:UK6GF:Germany
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
78GF Score

Get the complete analysis for WAR:ING

Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł447.60
Price
zł333.62
GF Value