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Retained earnings is the accumulated portion of net income that is not distributed to shareholders. ING Bank Slaski's retained earnings for the quarter that ended in Mar. 2026 was zł22,976 Mil.
ING Bank Slaski's quarterly retained earnings
increased
from Sep. 2025 (zł20,772 Mil) to Dec. 2025 (zł22,149 Mil) and
increased
from Dec. 2025 (zł22,149 Mil) to Mar. 2026 (zł22,976 Mil).
ING Bank Slaski's annual retained earnings
increased
from Dec. 2023 (zł20,750 Mil) to Dec. 2024 (zł20,783 Mil) and
increased
from Dec. 2024 (zł20,783 Mil) to Dec. 2025 (zł22,149 Mil).
ING Bank Slaski (WAR:ING) Retained Earnings Explanation
Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.
For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.
If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.
Of course, many companies with negative retained earnings have indeed lost money in the past.
Retained Earnings: Warren Buffett's Secret.
One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.
If the company loses more than it has accumulated, retained earnings is negative.
If a company isn't adding to its retained earnings, it isn't growing its net worth.
Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.
Microsoft is negative because it chose to buyback stock and pay dividends.
The more earnings retained, the faster it grows and increases growth rate for future earnings.
ING Bank Slaski Retained Earnings Historical Data
* Premium members only.
The historical data trend for ING Bank Slaski's Retained Earnings can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.
Of course, if a company loses, it is called retained losses, or accumulated losses.
What does a Retained Earnings of zł22,976 Mil mean?
ING Bank Slaski (WAR:ING) has a Retained Earnings of zł22,976 Mil as of Mar. 2026. Retained earnings is the amount of net income not issued to shareholders. View historical data on ING Bank Slaski and its competitors.
Is ING Bank Slaski's Retained Earnings too high?
ING Bank Slaski's current Retained Earnings is zł22,976 Mil. Overall, ING Bank Slaski has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Retained Earnings compare to PNC?
ING Bank Slaski's Retained Earnings of zł22,976 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Banks company?
A good Retained Earnings depends on the Banks industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on ING Bank Slaski and its competitors. ING Bank Slaski's current Retained Earnings is zł22,976 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł321.11, compared to a current price of zł455.60 — trading 41.9% above its estimated fair value. The current Retained Earnings is zł22,976 Mil. ING Bank Slaski's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Retained Earnings is zł22,976 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ING Bank Slaski (WAR:ING) Overvalued in 2026?
Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued.
The current stock price of zł455.60 is trading 41.9% above its estimated GF Value™ of zł321.11.
GuruFocus considers ING Bank Slaski to be Significantly Overvalued.
Key valuation signals for WAR:ING:
Retained Earnings: zł22,976 Mil
GF Value™: zł321.11 vs. price of zł455.60 (41.9% above fair value)
No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
70GF Score
Get the complete analysis for WAR:ING
Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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