ING Bank Slaski (WAR:ING) LT-Debt-to-Total-Asset: 0.06 (As of Mar. 2026)

What is ING Bank Slaski LT-Debt-to-Total-Asset?

ING Bank Slaski WAR:ING -0.22% 71 LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus rates WAR:ING with a GF Score™ of 71/100 and a GF Value™ of zł320.41 (Significantly Overvalued). The stock has 9 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. ING Bank Slaski's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.06.

ING Bank Slaski's long-term debt to total assets ratio increased from Mar. 2025 (0.06) to Mar. 2026 (0.06). It may suggest that ING Bank Slaski is progressively becoming more dependent on debt to grow their business.

ING Bank Slaski (WAR:ING) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

ING Bank Slaski LT-Debt-to-Total-Asset Related Terms

ING Bank Slaski LT-Debt-to-Total-Asset Historical Data

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The historical data trend for ING Bank Slaski's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Bank Slaski LT-Debt-to-Total-Asset Chart

ING Bank Slaski Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.03

0.01

0.06

0.07

ING Bank Slaski Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.06	0.06	0.06	0.07	0.06

71GF Score

ING Bank Slaski SA WAR:ING

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ING Bank Slaski LT-Debt-to-Total-Asset Calculation

ING Bank Slaski's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	18218	/	282025
	=	0.06

ING Bank Slaski's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	18553	/	302946
	=	0.06

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.06 mean?

ING Bank Slaski (WAR:ING) has a LT-Debt-to-Total-Asset of 0.06 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ING Bank Slaski and its competitors.

Is ING Bank Slaski's LT-Debt-to-Total-Asset too high?

ING Bank Slaski's current LT-Debt-to-Total-Asset is 0.06. Overall, ING Bank Slaski has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.

How does ING Bank Slaski's LT-Debt-to-Total-Asset compare to PNC?

ING Bank Slaski's LT-Debt-to-Total-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on ING Bank Slaski and its competitors. ING Bank Slaski's current LT-Debt-to-Total-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is ING Bank Slaski stock overvalued right now?

Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł320.41, compared to a current price of zł446.00 — trading 39.2% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.06. ING Bank Slaski's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current LT-Debt-to-Total-Asset is 0.06 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (WAR:ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of zł446.00 is trading 39.2% above its estimated GF Value™ of zł320.41. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for WAR:ING:

LT-Debt-to-Total-Asset: 0.06
GF Value™: zł320.41 vs. price of zł446.00 (39.2% above fair value)
GF Score™: 71/100 with 9 warning signs

No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Bank Slaski Business Description

Industry Financial Services Banks

Comparable Companies WAR:MBK WAR:PEO WAR:EBP WAR:MIL WAR:BNP WAR:BHW WAR:BOS WAR:PKO SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC

Other Exchanges 0MNY:UK 6GF:Germany

Address Sokolska Street 34, Katowice, POL, 40-086

Website https://www.ing.pl

ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.

71GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł446.00

Price

zł320.41

GF Value

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