ING Bank Slaski (WAR:ING) Margin of Safety % (DCF Earnings Based): 38.69% (As of Jun. 25, 2026)


WAR:ING ING Bank Slaski SA WAR:ING
72 GF Score
Price zł448.20
GF Value zł319.65
Valuation Significantly Overvalued
! 10 Warning Signs
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What is ING Bank Slaski Margin of Safety % (DCF Earnings Based)?

ING Bank Slaski WAR:ING -0.53% 72 Margin of Safety % (DCF Earnings Based) is 38.69% as of Jun. 25, 2026. GuruFocus rates WAR:ING with a GF Score™ of 72/100 and a GF Value™ of zł319.65 (Significantly Overvalued). The stock has 10 warning signs investors should review.

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2026-06-25), ING Bank Slaski's Predictability Rank is 3-Stars. ING Bank Slaski's intrinsic value calculated from the Discounted Earnings model is zł731.09 and current share price is zł448.20. Consequently,

ING Bank Slaski's Margin of Safety % (DCF Earnings Based) using Discounted Earnings model is 38.69%.

WAR:ING vs PNC: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, ING Bank Slaski's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ING Bank Slaski Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, ING Bank Slaski's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where ING Bank Slaski's Margin of Safety % (DCF Earnings Based) falls into.


WAR:ING
72GF Score
ING Bank Slaski SA WAR:ING
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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ING Bank Slaski Margin of Safety % (DCF Earnings Based) Calculation

ING Bank Slaski's Margin of Safety % (DCF Earnings Based) for today is calculated as

Margin of Safety % (DCF Earnings Based)=(Intrinsic Value: DCF (Earnings Based)-Current Price)/Intrinsic Value: DCF (Earnings Based)
=(731.09-448.20)/731.09
=38.69 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Earnings model with default parameters. The calculation method is the same as Discounted Cash Flow model except earnings are used in the calculation instead of free cash flow.

What does a Margin of Safety % (DCF Earnings Based) of 38.69% mean?
ING Bank Slaski (WAR:ING) has a Margin of Safety % (DCF Earnings Based) of 38.69% as of Jun. 25, 2026. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on ING Bank Slaski.
Is ING Bank Slaski's Margin of Safety % (DCF Earnings Based) too high?
ING Bank Slaski's current Margin of Safety % (DCF Earnings Based) is 38.69%. Overall, ING Bank Slaski has a GF Score™ of 72/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Margin of Safety % (DCF Earnings Based) compare to PNC?
ING Bank Slaski's Margin of Safety % (DCF Earnings Based) of 38.69% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Earnings Based) for a Banks company?
A good Margin of Safety % (DCF Earnings Based) depends on the Banks industry context. However, Margin of Safety % (DCF Earnings Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Earnings Based) mean?
A high Margin of Safety % (DCF Earnings Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Earnings Based) is the percent difference between the current price and the intrinsic DCF Earnings price. View historical data on ING Bank Slaski. ING Bank Slaski's current Margin of Safety % (DCF Earnings Based) is 38.69%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł319.65, compared to a current price of zł448.20 — trading 40.2% above its estimated fair value. The current Margin of Safety % (DCF Earnings Based) is 38.69%. ING Bank Slaski's overall GF Score™ is 72/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Earnings Based) calculated?
Margin of Safety % (DCF Earnings Based) is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Margin of Safety % (DCF Earnings Based) is 38.69% as of Jun. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (WAR:ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of zł448.20 is trading 40.2% above its estimated GF Value™ of zł319.65. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for WAR:ING:

  • Margin of Safety % (DCF Earnings Based): 38.69%
  • GF Value™: zł319.65 vs. price of zł448.20 (40.2% above fair value)
  • GF Score™: 72/100 with 10 warning signs

No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Bank Slaski Business Description

Other Exchanges 0MNY:UK6GF:Germany
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
72GF Score

Get the complete analysis for WAR:ING

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł448.20
Price
zł319.65
GF Value