ING Bank SlaskiWAR:ING -0.04%70 Pretax Margin % is 44.50% as of Mar. 2026, which is 14% above its 10-year median of 39.14. GuruFocus rates WAR:ING with a GF Score™ of 70/100 and a GF Value™ of zł319.69 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,527 Banks companies, ING Bank Slaski ranks better than 82.32% on this metric.
The historical rank and industry rank for ING Bank Slaski's Pretax Margin % or its related term are showing as below:
WAR:ING'
s Pretax Margin % Range Over the Past 10 Years
Min: 30.67 Med: 39.14 Max: 53.8
Current: 49.93
WAR:ING's Pretax Margin % is ranked better than 82.32% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs WAR:ING: 49.93
ING Bank Slaski (WAR:ING) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
ING Bank Slaski Pretax Margin % Related Terms
ING Bank Slaski Pretax Margin % Historical Data
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The historical data trend for ING Bank Slaski's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, ING Bank Slaski's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ING Bank Slaski Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, ING Bank Slaski's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where ING Bank Slaski's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ING Bank Slaski (WAR:ING) has a Pretax Margin % of 44.50% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ING Bank Slaski and its competitors. This is 14% above median its historical median of 39.14. Over the past decade, ING Bank Slaski's Pretax Margin % has ranged from 30.67 to 53.80. According to the industry distribution chart, ING Bank Slaski ranks #270 out of 1527 companies in the Banks industry, placing it in the top 17.7%.
Is ING Bank Slaski's Pretax Margin % too high?
ING Bank Slaski's current Pretax Margin % of 44.50% is 14% above median its 10-year median of 39.14. Over the past 10 years, this metric has ranged from a low of 30.67 to a high of 53.80. The Banks industry median Pretax Margin % is 34.88. ING Bank Slaski's value of 44.50% is 27.6% above this industry median. Based on the distribution chart, ING Bank Slaski ranks #270 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, ING Bank Slaski has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Pretax Margin % compare to PNC?
According to the Banks industry distribution chart, ING Bank Slaski ranks #270 out of 1527 companies for Pretax Margin %. This places ING Bank Slaski in the top 18% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. ING Bank Slaski's value of 44.50% is 27.6% above this benchmark. Historically, ING Bank Slaski's own Pretax Margin % has ranged from 30.67 to 53.80 over the past decade. While the company's 10-year median is 39.14 vs. the industry median of 34.88, ING Bank Slaski has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ING Bank Slaski's current Pretax Margin % of 44.50% is 27.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on ING Bank Slaski and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Bank Slaski's current Pretax Margin % is 44.50%, which is 14% above median its own 10-year median of 39.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł319.69, compared to a current price of zł445.60 — trading 39.4% above its estimated fair value. The current Pretax Margin % is 44.50%, which is 14% above median its 10-year median of 39.14 and 27.6% above the Banks industry median of 34.88. ING Bank Slaski's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Pretax Margin % is 44.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ING Bank Slaski (WAR:ING) Overvalued in 2026?
Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued.
The current stock price of zł445.60 is trading 39.4% above its estimated GF Value™ of zł319.69.
GuruFocus considers ING Bank Slaski to be Significantly Overvalued.
Key valuation signals for WAR:ING:
Pretax Margin %: 44.50% (14% above median its 10-year median of 39.14)
GF Value™: zł319.69 vs. price of zł445.60 (39.4% above fair value)
Industry Position: 27.6% above the Banks median (#270 of 1527)
No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
70GF Score
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