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ING Bank SlaskiWAR:ING -0.92%70 5-Year Yield-on-Cost % is 5.59 as of Jul. 15, 2026, which is 88% above its 10-year median of 2.97. GuruFocus rates WAR:ING with a GF Score™ of 70/100 and a GF Value™ of zł321.07 (Significantly Overvalued). The stock has 10 warning signs investors should review. Among 1,256 Banks companies, ING Bank Slaski ranks better than 69.51% on this metric.
ING Bank Slaski's yield on cost for the quarter that ended in Mar. 2026 was 5.59.
The historical rank and industry rank for ING Bank Slaski's 5-Year Yield-on-Cost % or its related term are showing as below:
WAR:ING'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.58 Med: 2.97 Max: 14.1
Current: 5.59
During the past 13 years, ING Bank Slaski's highest Yield on Cost was 14.10. The lowest was 1.58. And the median was 2.97.
WAR:ING's 5-Year Yield-on-Cost % is ranked better than 69.51% of 1256
companies
in the Banks industry
Industry Median: 3.885
vs WAR:ING: 5.59
ING Bank Slaski (WAR:ING) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
ING Bank Slaski 5-Year Yield-on-Cost % Related Terms
WAR:ING vs PNC: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, ING Bank Slaski's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
ING Bank Slaski 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, ING Bank Slaski's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where ING Bank Slaski's 5-Year Yield-on-Cost % falls into.
ING Bank Slaski 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of ING Bank Slaski is calculated as
ING Bank Slaski (WAR:ING) has a 5-Year Yield-on-Cost % of 5.59 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ING Bank Slaski and its competitors. This is 88% above median its historical median of 2.97. Over the past decade, ING Bank Slaski's 5-Year Yield-on-Cost % has ranged from 1.58 to 14.10. According to the industry distribution chart, ING Bank Slaski ranks #383 out of 1256 companies in the Banks industry, placing it in the top 30.5%.
Is ING Bank Slaski's 5-Year Yield-on-Cost % too high?
ING Bank Slaski's current 5-Year Yield-on-Cost % of 5.59 is 88% above median its 10-year median of 2.97. Over the past 10 years, this metric has ranged from a low of 1.58 to a high of 14.10. The Banks industry median 5-Year Yield-on-Cost % is 3.89. ING Bank Slaski's value of 5.59 is 43.9% above this industry median. Based on the distribution chart, ING Bank Slaski ranks #383 out of 1256 companies in the Banks industry, which is above the industry midpoint. Overall, ING Bank Slaski has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, ING Bank Slaski ranks #383 out of 1256 companies for 5-Year Yield-on-Cost %. This puts ING Bank Slaski in the upper half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. ING Bank Slaski's value of 5.59 is 43.9% above this benchmark. Historically, ING Bank Slaski's own 5-Year Yield-on-Cost % has ranged from 1.58 to 14.10 over the past decade. While the company's 10-year median is 2.97 vs. the industry median of 3.89, ING Bank Slaski has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. ING Bank Slaski's current 5-Year Yield-on-Cost % of 5.59 is 43.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on ING Bank Slaski and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. ING Bank Slaski's current 5-Year Yield-on-Cost % is 5.59, which is 88% above median its own 10-year median of 2.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł321.07, compared to a current price of zł473.00 — trading 47.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 5.59, which is 88% above median its 10-year median of 2.97 and 43.9% above the Banks industry median of 3.89. ING Bank Slaski's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current 5-Year Yield-on-Cost % is 5.59 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is ING Bank Slaski (WAR:ING) Overvalued in 2026?
Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued.
The current stock price of zł473.00 is trading 47.3% above its estimated GF Value™ of zł321.07.
GuruFocus considers ING Bank Slaski to be Significantly Overvalued.
Key valuation signals for WAR:ING:
5-Year Yield-on-Cost %: 5.59 (88% above median its 10-year median of 2.97)
GF Value™: zł321.07 vs. price of zł473.00 (47.3% above fair value)
Industry Position: 43.9% above the Banks median (#383 of 1256)
No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
70GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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