ING Bank Slaski (WAR:ING) Debt-to-Asset : 0.06 (As of Jun. 2026)

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WAR:ING ING Bank Slaski SA WAR:ING
78 GF Score
Price zł446.00
GF Value zł334.55
Valuation Significantly Overvalued
! 8 Warning Signs
View Full Analysis

What is ING Bank Slaski Debt-to-Asset?

ING Bank Slaski WAR:ING -0.18% 78 Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus rates WAR:ING with a GF Score™ of 78/100 and a GF Value™ of zł334.55 (Significantly Overvalued). The stock has 8 warning signs investors should review.

ING Bank Slaski's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł0 Mil. ING Bank Slaski's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was zł19,622 Mil. ING Bank Slaski's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was zł313,910 Mil. ING Bank Slaski's debt to asset for the quarter that ended in Jun. 2026 was 0.06.

ING Bank Slaski  (WAR:ING) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

ING Bank Slaski Debt-to-Asset Related Terms

ING Bank Slaski Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for ING Bank Slaski's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

ING Bank Slaski Debt-to-Asset Chart

ING Bank Slaski Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.01 0.06 0.06 0.07

ING Bank Slaski Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.06 0.06 0.07 0.06 0.06

ING Bank Slaski Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, ING Bank Slaski's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ING Bank Slaski Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, ING Bank Slaski's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where ING Bank Slaski's Debt-to-Asset falls into.


WAR:ING
78GF Score
ING Bank Slaski SA WAR:ING
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

ING Bank Slaski Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

ING Bank Slaski's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 18218) / 282025
=0.06

ING Bank Slaski's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 19622) / 313910
=0.06

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.06 mean?
ING Bank Slaski (WAR:ING) has a Debt-to-Asset of 0.06 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on ING Bank Slaski and its competitors.
Is ING Bank Slaski's Debt-to-Asset too high?
ING Bank Slaski's current Debt-to-Asset is 0.06. Overall, ING Bank Slaski has a GF Score™ of 78/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Debt-to-Asset compare to competitors?
ING Bank Slaski's Debt-to-Asset of 0.06 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on ING Bank Slaski and its competitors. ING Bank Slaski's current Debt-to-Asset is 0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł334.55, compared to a current price of zł446.00 — trading 33.3% above its estimated fair value. The current Debt-to-Asset is 0.06. ING Bank Slaski's overall GF Score™ is 78/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Debt-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (WAR:ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of zł446.00 is trading 33.3% above its estimated GF Value™ of zł334.55. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for WAR:ING:

  • Debt-to-Asset: 0.06
  • GF Value™: zł334.55 vs. price of zł446.00 (33.3% above fair value)
  • GF Score™: 78/100 with 8 warning signs

No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Bank Slaski Business Description

Other Exchanges 0MNY:UK6GF:Germany
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
78GF Score

Get the complete analysis for WAR:ING

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł446.00
Price
zł334.55
GF Value