ING Bank Slaski (WAR:ING) Margin of Safety % (DCF Dividends Based): 48.98% (As of Jul. 01, 2026)


WAR:ING ING Bank Slaski SA WAR:ING
71 GF Score
Price zł446.00
GF Value zł320.41
Valuation Significantly Overvalued
! 9 Warning Signs
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What is ING Bank Slaski Margin of Safety % (DCF Dividends Based)?

ING Bank Slaski WAR:ING -0.22% 71 Margin of Safety % (DCF Dividends Based) is 48.98% as of Jul. 01, 2026. GuruFocus rates WAR:ING with a GF Score™ of 71/100 and a GF Value™ of zł320.41 (Significantly Overvalued). The stock has 9 warning signs investors should review.

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

As of today (2026-07-01), ING Bank Slaski's Predictability Rank is 3-Stars. ING Bank Slaski's intrinsic value calculated from the Discounted Dividend model is zł731.09 and current share price is zł446.00. Consequently,

ING Bank Slaski's Margin of Safety % (DCF Dividends Based) using Discounted Dividend model is 48.98%.

WAR:ING vs PNC: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, ING Bank Slaski's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ING Bank Slaski Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, ING Bank Slaski's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where ING Bank Slaski's Margin of Safety % (DCF Dividends Based) falls into.


WAR:ING
71GF Score
ING Bank Slaski SA WAR:ING
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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ING Bank Slaski Margin of Safety % (DCF Dividends Based) Calculation

ING Bank Slaski's Margin of Safety % (DCF Dividends Based) for today is calculated as

Margin of Safety % (DCF Dividends Based)=(Intrinsic Value: DCF (Dividends Based)-Current Price)/Intrinsic Value: DCF (Dividends Based)
=(874.20-446.00)/874.20
=48.98 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted Dividend model with default parameters.

What does a Margin of Safety % (DCF Dividends Based) of 48.98% mean?
ING Bank Slaski (WAR:ING) has a Margin of Safety % (DCF Dividends Based) of 48.98% as of Jul. 01, 2026. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on ING Bank Slaski.
Is ING Bank Slaski's Margin of Safety % (DCF Dividends Based) too high?
ING Bank Slaski's current Margin of Safety % (DCF Dividends Based) is 48.98%. Overall, ING Bank Slaski has a GF Score™ of 71/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's Margin of Safety % (DCF Dividends Based) compare to PNC?
ING Bank Slaski's Margin of Safety % (DCF Dividends Based) of 48.98% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Margin of Safety % (DCF Dividends Based) for a Banks company?
A good Margin of Safety % (DCF Dividends Based) depends on the Banks industry context. However, Margin of Safety % (DCF Dividends Based) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Margin of Safety % (DCF Dividends Based) mean?
A high Margin of Safety % (DCF Dividends Based) can signal that a stock is expensive relative to its fundamentals. Margin of Safety % (DCF Dividends Based) is the percent difference between the current price and the intrinsic DCF Dividends price. View historical data on ING Bank Slaski. ING Bank Slaski's current Margin of Safety % (DCF Dividends Based) is 48.98%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł320.41, compared to a current price of zł446.00 — trading 39.2% above its estimated fair value. The current Margin of Safety % (DCF Dividends Based) is 48.98%. ING Bank Slaski's overall GF Score™ is 71/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Margin of Safety % (DCF Dividends Based) calculated?
Margin of Safety % (DCF Dividends Based) is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current Margin of Safety % (DCF Dividends Based) is 48.98% as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (WAR:ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of zł446.00 is trading 39.2% above its estimated GF Value™ of zł320.41. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for WAR:ING:

  • Margin of Safety % (DCF Dividends Based): 48.98%
  • GF Value™: zł320.41 vs. price of zł446.00 (39.2% above fair value)
  • GF Score™: 71/100 with 9 warning signs

No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Bank Slaski Business Description

Other Exchanges 0MNY:UK6GF:Germany
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
71GF Score

Get the complete analysis for WAR:ING

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł446.00
Price
zł320.41
GF Value