ING Bank Slaski (WAR:ING) GF Value Rank: 3 (As of Jul. 18, 2026) — 50% Below Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

WAR:ING ING Bank Slaski SA WAR:ING
70 GF Score
Price zł446.40
GF Value zł321.21
Valuation Significantly Overvalued
! 10 Warning Signs
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What is ING Bank Slaski GF Value Rank?

ING Bank Slaski WAR:ING -2.02% 70 GF Value Rank is 3 as of Jul. 18, 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates WAR:ING with a GF Score™ of 70/100 and a GF Value™ of zł321.21 (Significantly Overvalued). The stock has 10 warning signs investors should review.

ING Bank Slaski has the GF Value Rank of 3.

GF Value Rank evaluates the exclusive GuruFocus valuation and performance of a stock, rated on a scale from 1 to 10. It is determined by the price-to-GF-Value (P/GF Value) ratio, a proprietary metric calculated based on historical multiples along with an adjustment factor based on a company's past returns and growth and future estimates of the business' performance.

GuruFocus found that for valuation, we cannot simply give stocks a better GF Value rank simply because they have a lower P/GF Value ratio. Backtesting shows that over the long term, the two worst-performing groups are the most expensive group (with the highest P/GF Value ratio) and the least expensive group (with the lowest P/GF Value ratio).

We can understand why the most expensive group underperforms. We were initially puzzled by the underperformance of the least expensive group, but we realized there is a reason why some stocks are super cheap. If they look too undervalued, it is often because the businesses behind them are poor quality. The market realized this and gave them low valuations. In a way, the market is efficient.

After multiple backtesting analyses, we granted the stocks in third-cheapest percentile the highest GF Value rank, as they have performed the best over a full market cycle. Stock performance is actually not as sensitive to valuation as it is to growth and profitability. On average, the companies in the 20%-50% valuation groups have similar performances. Therefore, we should avoid the most expensive and the least expensive stocks. We can be more tolerant of valuation.

A higher score indicates a stock with a relatively low valuation and substantial potential for outperformance. Conversely, a lower score often reflects stocks that are either highly overvalued or deeply undervalued, both of which tend to underperform.

Please click GF Score to see more details on the GF Score's 5 Key Aspects of Analysis.

ING Bank Slaski GF Value Rank Related Terms

WAR:ING vs PNC: GF Value Rank Comparison

For the Banks - Regional subindustry, ING Bank Slaski's GF Value Rank, along with its competitors' market caps and GF Value Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

ING Bank Slaski GF Value Rank vs Banks Industry

For the Banks industry and Financial Services sector, ING Bank Slaski's GF Value Rank distribution charts can be found below:

* The bar in red indicates where ING Bank Slaski's GF Value Rank falls into.


WAR:ING
70GF Score
ING Bank Slaski SA WAR:ING
GF Value Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about GF Value Rank →
What does a GF Value Rank of 3 mean?
ING Bank Slaski (WAR:ING) has a GF Value Rank of 3 as of Jul. 18, 2026. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on ING Bank Slaski and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, ING Bank Slaski's GF Value Rank has ranged from 3.00 to 10.00.
Is ING Bank Slaski's GF Value Rank too high?
ING Bank Slaski's current GF Value Rank of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 10.00. Overall, ING Bank Slaski has a GF Score™ of 70/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does ING Bank Slaski's GF Value Rank compare to PNC?
ING Bank Slaski's GF Value Rank of 3 can be compared against companies in the Banks industry. Historically, ING Bank Slaski's own GF Value Rank has ranged from 3.00 to 10.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good GF Value Rank for a Banks company?
A good GF Value Rank depends on the Banks industry context. However, GF Value Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high GF Value Rank mean?
A high GF Value Rank can signal that a stock is expensive relative to its fundamentals. GF Value Rank is given based on historical multiples along with past returns, growth and future estimates of the business' performance. View historical data on ING Bank Slaski and its competitors. ING Bank Slaski's current GF Value Rank is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is ING Bank Slaski stock overvalued right now?
Based on GuruFocus' analysis, ING Bank Slaski (WAR:ING) is currently considered Significantly Overvalued. The stock's GF Value™ is zł321.21, compared to a current price of zł446.40 — trading 39% above its estimated fair value. The current GF Value Rank is 3, which is 50% below median its 10-year median of 6.00. ING Bank Slaski's overall GF Score™ is 70/100 with 10 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is GF Value Rank calculated?
GF Value Rank is calculated from a company's financial statements. For ING Bank Slaski (WAR:ING), the current GF Value Rank is 3 as of Jul. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is ING Bank Slaski (WAR:ING) Overvalued in 2026?

Based on GuruFocus' analysis, ING Bank Slaski stock appears to be overvalued. The current stock price of zł446.40 is trading 39% above its estimated GF Value™ of zł321.21. GuruFocus considers ING Bank Slaski to be Significantly Overvalued.

Key valuation signals for WAR:ING:

  • GF Value Rank: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: zł321.21 vs. price of zł446.40 (39% above fair value)
  • GF Score™: 70/100 with 10 warning signs

No single metric tells the full story. See the WAR:ING stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

ING Bank Slaski Business Description

Other Exchanges 0MNY:UK6GF:Germany
Address Sokolska Street 34, Katowice, POL, 40-086
ING Bank Slaski SA offers a broad range of banking services rendered to individual and institutional clients in line with the scope of services outlined in the Bank's charter. The Bank runs operations both in the home currency and in foreign currencies. Additionally, through subsidiaries, the Group conducts leasing and factoring activity, advisory and acts as a financial intermediary as well as provides other financial services. The Group's business model includes the division of clients into two main segments namely the retail banking segment and corporate banking segment. The Group pursues business within the territory of the Republic of Poland.
70GF Score

Get the complete analysis for WAR:ING

GF Value Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

zł446.40
Price
zł321.21
GF Value