CYFL (Century Financial) Shares Outstanding (EOP): 1.65 Mil (As of Dec. 2025)


CYFL Century Financial Corp CYFL
70 GF Score
Price $47.48
GF Value $40.62
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Century Financial Shares Outstanding (EOP)?

Century Financial CYFL 70 Shares Outstanding (EOP) is 1.65 Mil as of Dec. 2025. GuruFocus rates CYFL with a GF Score™ of 70/100 and a GF Value™ of $40.62 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. Century Financial's shares outstanding for the quarter that ended in Dec. 2025 was 1.65 Mil.

Century Financial's quarterly shares outstanding stayed the same from Sep. 2025 (1.65 Mil) to Dec. 2025 (1.65 Mil).

Century Financial's annual shares outstanding declined from Dec. 2024 (1.66 Mil) to Dec. 2025 (1.65 Mil). It means Century Financial bought back shares from Dec. 2024 to Dec. 2025 .


Century Financial  (OTCPK:CYFL) Shares Outstanding (EOP) Explanation

A company may buy back shares or issue shares in any fiscal period. If a company buys back shares, we should observe that the total number of shares decline. If the company issues new shares, the number of shares outstanding increases.

Usually the presence of treasury shares and a history of buyback are good indicators that company has competitive advantage. But studies have shown that companies usually buy back at wrong time. Buying back shares below its intrinsic value increases value for remaining shareholders. Buying back overvalued shares destroys value for existing shareholders.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred net income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Century Financial Shares Outstanding (EOP) Related Terms


Century Financial Shares Outstanding (EOP) Historical Data

* Premium members only.

The historical data trend for Century Financial's Shares Outstanding (EOP) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Financial Shares Outstanding (EOP) Chart

Century Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shares Outstanding (EOP)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.77 1.71 1.68 1.66 1.65

Century Financial Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Shares Outstanding (EOP) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.66 1.66 1.66 1.65 1.65

CYFL vs CPBI, PBKX, REDW: Shares Outstanding (EOP) Comparison

For the Banks - Regional subindustry, Century Financial's Shares Outstanding (EOP), along with its competitors' market caps and Shares Outstanding (EOP) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Financial Shares Outstanding (EOP) vs Banks Industry

For the Banks industry and Financial Services sector, Century Financial's Shares Outstanding (EOP) distribution charts can be found below:

* The bar in red indicates where Century Financial's Shares Outstanding (EOP) falls into.


CYFL
70GF Score
Century Financial Corp CYFL
Shares Outstanding (EOP) is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Financial Shares Outstanding (EOP) Calculation

Shares outstanding are shares that have been authorized, issued, and purchased by investors and are held by them. They have voting rights and represent ownership in the corporation by the person that holds the shares. They should be distinguished from treasury shares, which are shares held by the corporation itself, having no exercisable rights.

Shares outstanding can be calculated as either basic or fully diluted. The fully diluted shares outstanding count includes diluting securities, such as options, warrants or convertibles.

Please note: GuruFocus named Shares Outstanding (EOP) is the shares for that end of period. It is usually used to calculate balance sheet related items, such as Book Value per Share, etc. While Shares Outstanding (Diluted Average) and Shares Outstanding (Basic Average) are the weighted average shares over a period of time (a year, a quarter, or so). They are usually used to calculate income statement or cashflow statement related items, such as Earnings per Share (Diluted), etc.

What does a Shares Outstanding (EOP) of 1.65 Mil mean?
Century Financial (CYFL) has a Shares Outstanding (EOP) of 1.65 Mil as of Dec. 2025. The total shares a company has outstanding, at period-end. View historical data on Century Financial and its competitors.
Is Century Financial's Shares Outstanding (EOP) too high?
Century Financial's current Shares Outstanding (EOP) is 1.65 Mil. Overall, Century Financial has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's Shares Outstanding (EOP) compare to CPBI and PBKX?
Century Financial's Shares Outstanding (EOP) of 1.65 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shares Outstanding (EOP) for a Banks company?
A good Shares Outstanding (EOP) depends on the Banks industry context. However, Shares Outstanding (EOP) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shares Outstanding (EOP) mean?
A high Shares Outstanding (EOP) can signal that a stock is expensive relative to its fundamentals. The total shares a company has outstanding, at period-end. View historical data on Century Financial and its competitors. Century Financial's current Shares Outstanding (EOP) is 1.65 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.62, compared to a current price of $47.48 — trading 16.9% above its estimated fair value. The current Shares Outstanding (EOP) is 1.65 Mil. Century Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shares Outstanding (EOP) calculated?
Shares Outstanding (EOP) is calculated from a company's financial statements. For Century Financial (CYFL), the current Shares Outstanding (EOP) is 1.65 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Financial (CYFL) Overvalued in 2026?

Based on GuruFocus' analysis, Century Financial stock appears to be overvalued. The current stock price of $47.48 is trading 16.9% above its estimated GF Value™ of $40.62. GuruFocus considers Century Financial to be Modestly Overvalued.

Key valuation signals for CYFL:

  • Shares Outstanding (EOP): 1.65 Mil
  • GF Value™: $40.62 vs. price of $47.48 (16.9% above fair value)
  • GF Score™: 70/100 with 5 warning signs

No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Financial Business Description

Address 100 W. Chicago Street, Coldwater, MI, USA, 49036
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
70GF Score

Get the complete analysis for CYFL

Shares Outstanding (EOP) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.48
Price
$40.62
GF Value