The historical rank and industry rank for Century Financial's FCF Margin % or its related term are showing as below:
CYFL'
s FCF Margin % Range Over the Past 10 Years
Min: 20.47 Med: 29.48 Max: 42.1
Current: 29.48
During the past 13 years, the highest FCF Margin % of Century Financial was 42.10%. The lowest was 20.47%. And the median was 29.48%.
CYFL's FCF Margin % is ranked better than 55.28% of 1505
companies
in the Banks industry
Industry Median: 26.55
vs CYFL: 29.48
Century Financial FCF Margin % Related Terms
Century Financial FCF Margin % Historical Data
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The historical data trend for Century Financial's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Century Financial's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Financial FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Century Financial's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Century Financial's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Financial (CYFL) has a FCF Margin % of 0.00% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Century Financial and its competitors. Over the past decade, Century Financial's FCF Margin % has ranged from 20.47 to 42.10. According to the industry distribution chart, Century Financial ranks #673 out of 1505 companies in the Banks industry, placing it in the top 44.7%.
Is Century Financial's FCF Margin % too high?
Century Financial's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 20.47 to a high of 42.10. Based on the distribution chart, Century Financial ranks #673 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Century Financial has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's FCF Margin % compare to CPBI and CZNL?
According to the Banks industry distribution chart, Century Financial ranks #673 out of 1505 companies for FCF Margin %. This puts Century Financial in the upper half of its industry. The industry median FCF Margin % is 26.55. Historically, Century Financial's own FCF Margin % has ranged from 20.47 to 42.10 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Century Financial and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Financial's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.55, compared to a current price of $47.48 — trading 17.1% above its estimated fair value. The current FCF Margin % is 0.00%. Century Financial's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Century Financial (CYFL), the current FCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Financial (CYFL) Overvalued in 2026?
Based on GuruFocus' analysis, Century Financial stock appears to be overvalued.
The current stock price of $47.48 is trading 17.1% above its estimated GF Value™ of $40.55.
GuruFocus considers Century Financial to be Modestly Overvalued.
Key valuation signals for CYFL:
FCF Margin %: 0.00%
GF Value™: $40.55 vs. price of $47.48 (17.1% above fair value)
No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
68GF Score
Get the complete analysis for CYFL
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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