CYFL (Century Financial) ROC %: % (As of Dec. 2025)


CYFL Century Financial Corp CYFL
68 GF Score
Price $47.48
GF Value $40.55
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Century Financial ROC %?

Century Financial CYFL 68 ROC % is % as of Dec. 2025. GuruFocus rates CYFL with a GF Score™ of 68/100 and a GF Value™ of $40.55 (Modestly Overvalued). The stock has 5 warning signs investors should review.

ROC %does not apply to banks.

CYFL
68GF Score
Century Financial Corp CYFL
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Century Financial (CYFL) has a ROC % of % as of Dec. 2025. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Century Financial and its competitors.
Is Century Financial's ROC % too high?
Century Financial's current ROC % is %. Overall, Century Financial has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's ROC % compare to CPBI and CZNL?
Century Financial's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Century Financial and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Financial's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.55, compared to a current price of $47.48 — trading 17.1% above its estimated fair value. The current ROC % is %. Century Financial's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Century Financial (CYFL), the current ROC % is % as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Financial (CYFL) Overvalued in 2026?

Based on GuruFocus' analysis, Century Financial stock appears to be overvalued. The current stock price of $47.48 is trading 17.1% above its estimated GF Value™ of $40.55. GuruFocus considers Century Financial to be Modestly Overvalued.

Key valuation signals for CYFL:

  • ROC %: %
  • GF Value™: $40.55 vs. price of $47.48 (17.1% above fair value)
  • GF Score™: 68/100 with 5 warning signs

No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Century Financial Business Description

Address 100 W. Chicago Street, Coldwater, MI, USA, 49036
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
68GF Score

Get the complete analysis for CYFL

ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.48
Price
$40.55
GF Value