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CYFL (Century Financial) Enterprise Value : $68.58 Mil (As of Apr. 02, 2025)


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What is Century Financial Enterprise Value?

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Century Financial's Enterprise Value is $68.58 Mil. Century Financial's Revenue for the trailing twelve months (TTM) ended in Sep. 2024 was $24.70 Mil. Therefore, Century Financial's EV-to-Revenue ratio for today is 2.78.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Century Financial's Enterprise Value is $68.58 Mil. Century Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 was $0.00 Mil. Therefore, Century Financial's EV-to-FCF ratio for today is .


Century Financial Enterprise Value Historical Data

The historical data trend for Century Financial's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Century Financial Enterprise Value Chart

Century Financial Annual Data
Trend Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 12.43 -69.23 -115.58 -17.37 -28.15

Century Financial Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 31.16 -28.15 34.74 43.16 45.39

Competitive Comparison of Century Financial's Enterprise Value

For the Banks - Regional subindustry, Century Financial's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Financial's Enterprise Value Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Century Financial's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Century Financial's Enterprise Value falls into.


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Century Financial Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Century Financial's Enterprise Value for the fiscal year that ended in Dec. 2023 is calculated as

Century Financial's Enterprise Value for the quarter that ended in Sep. 2024 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Century Financial  (OTCPK:CYFL) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Century Financial's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=68.577/24.697
=2.78

Century Financial's current Enterprise Value is $68.58 Mil.
Century Financial's Revenue for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $24.70 Mil.

2. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Century Financial's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=68.577/0
=

Century Financial's current Enterprise Value is $68.58 Mil.
Century Financial's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2024 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Century Financial Enterprise Value Related Terms

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Century Financial Business Description

Traded in Other Exchanges
N/A
Address
100 West Chicago Street, Coldwater, MI, USA, 49036
Century Financial Corp operates in the banking industry. The Company provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans and trust services. It also provides wealth management services.

Century Financial Headlines