The historical rank and industry rank for Century Financial's OCF Margin % or its related term are showing as below:
CYFL'
s OCF Margin % Range Over the Past 10 Years
Min: 22.95 Med: 32.69 Max: 42.43
Current: 36.94
During the past 13 years, the highest OCF Margin % of Century Financial was 42.43%. The lowest was 22.95%. And the median was 32.69%.
CYFL's OCF Margin % is ranked better than 61.76% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs CYFL: 36.94
Century Financial OCF Margin % Related Terms
Century Financial OCF Margin % Historical Data
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The historical data trend for Century Financial's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Century Financial's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Financial OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Century Financial's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Century Financial's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Financial (CYFL) has a OCF Margin % of 0.00% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Century Financial and its competitors. Over the past decade, Century Financial's OCF Margin % has ranged from 22.95 to 42.43. According to the industry distribution chart, Century Financial ranks #574 out of 1501 companies in the Banks industry, placing it in the top 38.2%.
Is Century Financial's OCF Margin % too high?
Century Financial's current OCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 22.95 to a high of 42.43. Based on the distribution chart, Century Financial ranks #574 out of 1501 companies in the Banks industry, which is above the industry midpoint. Overall, Century Financial has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's OCF Margin % compare to CPBI and CZNL?
According to the Banks industry distribution chart, Century Financial ranks #574 out of 1501 companies for OCF Margin %. This puts Century Financial in the upper half of its industry. The industry median OCF Margin % is 29.44. Historically, Century Financial's own OCF Margin % has ranged from 22.95 to 42.43 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Century Financial and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Financial's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.55, compared to a current price of $47.48 — trading 17.1% above its estimated fair value. The current OCF Margin % is 0.00%. Century Financial's overall GF Score™ is 68/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Century Financial (CYFL), the current OCF Margin % is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Financial (CYFL) Overvalued in 2026?
Based on GuruFocus' analysis, Century Financial stock appears to be overvalued.
The current stock price of $47.48 is trading 17.1% above its estimated GF Value™ of $40.55.
GuruFocus considers Century Financial to be Modestly Overvalued.
Key valuation signals for CYFL:
OCF Margin %: 0.00%
GF Value™: $40.55 vs. price of $47.48 (17.1% above fair value)
No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
68GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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