CYFL (Century Financial) Interest Expense: $-4.39 Mil (TTM As of Dec. 2025)


CYFL Century Financial Corp CYFL
66 GF Score
Price $47.10
GF Value $40.72
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Century Financial Interest Expense?

Century Financial CYFL -0.80% 66 Interest Expense is $-4.39 Mil as of Dec. 2025. GuruFocus rates CYFL with a GF Score™ of 66/100 and a GF Value™ of $40.72 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. Century Financial's interest expense for the three months ended in Dec. 2025 was $ -1.21 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-4.39 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. Century Financial's Operating Income for the three months ended in Dec. 2025 was $ Mil. Century Financial's Interest Expense for the three months ended in Dec. 2025 was $ Mil. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Century Financial Interest Expense Historical Data

* Premium members only.

The historical data trend for Century Financial's Interest Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Financial Interest Expense Chart

Century Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Interest Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.39 -0.71 -3.12 -4.50 -4.39

Century Financial Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Interest Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -1.06 -0.97 -1.03 -1.18 -1.21
CYFL
66GF Score
Century Financial Corp CYFL
Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Financial Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-4.39 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Interest Expense →
What does a Interest Expense of $-4.39 Mil mean?
Century Financial (CYFL) has a Interest Expense of $-4.39 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on Century Financial and its competitors.
Is Century Financial's Interest Expense too high?
Century Financial's current Interest Expense is $-4.39 Mil. Overall, Century Financial has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's Interest Expense compare to CPBI and PBKX?
Century Financial's Interest Expense of $-4.39 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Interest Expense for a Banks company?
A good Interest Expense depends on the Banks industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Interest Expense mean?
A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on Century Financial and its competitors. Century Financial's current Interest Expense is $-4.39 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.72, compared to a current price of $47.10 — trading 15.7% above its estimated fair value. The current Interest Expense is $-4.39 Mil. Century Financial's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Interest Expense calculated?
Interest Expense is calculated from a company's financial statements. For Century Financial (CYFL), the current Interest Expense is $-4.39 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Financial (CYFL) Overvalued in 2026?

Based on GuruFocus' analysis, Century Financial stock appears to be overvalued. The current stock price of $47.10 is trading 15.7% above its estimated GF Value™ of $40.72. GuruFocus considers Century Financial to be Modestly Overvalued.

Key valuation signals for CYFL:

  • Interest Expense: $-4.39 Mil
  • GF Value™: $40.72 vs. price of $47.10 (15.7% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Century Financial Business Description

Address 100 W. Chicago Street, Coldwater, MI, USA, 49036
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
66GF Score

Get the complete analysis for CYFL

Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.10
Price
$40.72
GF Value