CYFL (Century Financial) Tax Rate %: 17.78% (As of Dec. 2025)

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CYFL Century Financial Corp CYFL
72 GF Score
Price $47.49
GF Value $41.04
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Century Financial Tax Rate %?

Century Financial CYFL 72 Tax Rate % is 17.78% as of Dec. 2025. GuruFocus rates CYFL with a GF Score™ of 72/100 and a GF Value™ of $41.04 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Tax Rate % is calculated as Tax Expense divided by its Pre-Tax Income. Century Financial's Tax Expense for the three months ended in Dec. 2025 was $0.48 Mil. Century Financial's Pre-Tax Income for the three months ended in Dec. 2025 was $2.69 Mil. Therefore, Century Financial's Tax Rate % for the quarter that ended in Dec. 2025 was 17.78%.

Century Financial Tax Rate % Related Terms

Century Financial Tax Rate % Historical Data

* Premium members only.

The historical data trend for Century Financial's Tax Rate % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Financial Tax Rate % Chart

Century Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Tax Rate %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.71 18.12 18.97 18.31 19.13

Century Financial Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Tax Rate % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 17.18 19.14 19.10 20.33 17.78
CYFL
72GF Score
Century Financial Corp CYFL
Tax Rate % is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Financial Tax Rate % Calculation

Tax Rate % is the ratio of tax expense divided by pretax income, usually presented in percent.

Century Financial's Tax Rate % for the fiscal year that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (A: Dec. 2025 )/Pre-Tax Income (A: Dec. 2025 )
=2.167/11.326
=19.13 %

Century Financial's Tax Rate % for the quarter that ended in Dec. 2025 is calculated as

Tax Rate %=Tax Expense (Q: Dec. 2025 )/Pre-Tax Income (Q: Dec. 2025 )
=0.479/2.694
=17.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Tax Rate % →
What does a Tax Rate % of 17.78% mean?
Century Financial (CYFL) has a Tax Rate % of 17.78% as of Dec. 2025.
Is Century Financial's Tax Rate % too high?
Century Financial's current Tax Rate % is 17.78%. Overall, Century Financial has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's Tax Rate % compare to FRSB and OPHC?
Century Financial's Tax Rate % of 17.78% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tax Rate % for a Banks company?
A good Tax Rate % depends on the Banks industry context. However, Tax Rate % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tax Rate % mean?
A high Tax Rate % can signal that a stock is expensive relative to its fundamentals. Century Financial's current Tax Rate % is 17.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $41.04, compared to a current price of $47.49 — trading 15.7% above its estimated fair value. The current Tax Rate % is 17.78%. Century Financial's overall GF Score™ is 72/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tax Rate % calculated?
Tax Rate % is calculated from a company's financial statements. For Century Financial (CYFL), the current Tax Rate % is 17.78% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Financial (CYFL) Overvalued in 2026?

Based on GuruFocus' analysis, Century Financial stock appears to be overvalued. The current stock price of $47.49 is trading 15.7% above its estimated GF Value™ of $41.04. GuruFocus considers Century Financial to be Modestly Overvalued.

Key valuation signals for CYFL:

  • Tax Rate %: 17.78%
  • GF Value™: $41.04 vs. price of $47.49 (15.7% above fair value)
  • GF Score™: 72/100 with 5 warning signs

No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Century Financial Business Description

Address 100 W. Chicago Street, Coldwater, MI, USA, 49036
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
72GF Score

Get the complete analysis for CYFL

Tax Rate % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.49
Price
$41.04
GF Value