CYFL (Century Financial) Tariff Resilience Score: 9/10 (As of Jul. 09, 2026)


CYFL Century Financial Corp CYFL
66 GF Score
Price $47.48
GF Value $40.72
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Century Financial Tariff Resilience Score?

Century Financial CYFL 66 Tariff Resilience Score is 9 as of Jul. 09, 2026. GuruFocus rates CYFL with a GF Score™ of 66/100 and a GF Value™ of $40.72 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 1,605 Banks companies, Century Financial ranks better than 99.25% on this metric.

Century Financial has the Tariff Resilience Score of 9, which implies that the company might have Highly Resilient.

Century Financial has Century Financial operates in the financial sector, which is largely insulated from direct tariff impacts. Its business model does not rely on physical goods, and it has minimal exposure to global supply chain disruptions.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Century Financial might have Highly Resilient.

Century Financial  (OTCPK:CYFL) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Century Financial Tariff Resilience Score Related Terms

CYFL vs CPBI, PBKX, REDW: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Century Financial's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Century Financial Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Century Financial's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Century Financial's Tariff Resilience Score falls into.


CYFL
66GF Score
Century Financial Corp CYFL
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 9 mean?
Century Financial (CYFL) has a Tariff Resilience Score of 9 as of Jul. 09, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Century Financial ranks #12 out of 1605 companies in the Banks industry, placing it in the top 0.7%.
Is Century Financial's Tariff Resilience Score too high?
Century Financial's current Tariff Resilience Score is 9. Based on the distribution chart, Century Financial ranks #12 out of 1605 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Century Financial has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's Tariff Resilience Score compare to CPBI and PBKX?
According to the Banks industry distribution chart, Century Financial ranks #12 out of 1605 companies for Tariff Resilience Score. This places Century Financial in the top 1% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Century Financial's current Tariff Resilience Score is 9. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.72, compared to a current price of $47.48 — trading 16.6% above its estimated fair value. The current Tariff Resilience Score is 9. Century Financial's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Century Financial (CYFL), the current Tariff Resilience Score is 9 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Financial (CYFL) Overvalued in 2026?

Based on GuruFocus' analysis, Century Financial stock appears to be overvalued. The current stock price of $47.48 is trading 16.6% above its estimated GF Value™ of $40.72. GuruFocus considers Century Financial to be Modestly Overvalued.

Key valuation signals for CYFL:

  • Tariff Resilience Score: 9
  • GF Value™: $40.72 vs. price of $47.48 (16.6% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Century Financial Business Description

Address 100 W. Chicago Street, Coldwater, MI, USA, 49036
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
66GF Score

Get the complete analysis for CYFL

Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.48
Price
$40.72
GF Value