CYFL (Century Financial) Buyback Yield %: 0.40 (As of Jul. 12, 2026) — 72% Below Median


CYFL Century Financial Corp CYFL
62 GF Score
Price $47.50
GF Value $40.75
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Century Financial Buyback Yield %?

Century Financial CYFL 62 Buyback Yield % is 0.40 as of Jul. 12, 2026, which is 72% below its 10-year median of 1.43. GuruFocus rates CYFL with a GF Score™ of 62/100 and a GF Value™ of $40.75 (Modestly Overvalued). The stock has 5 warning signs investors should review. Among 626 Banks companies, Century Financial ranks worse than 51.12% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Century Financial's current buyback yield was 0.40%.


Century Financial Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Century Financial's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Century Financial Buyback Yield % Chart

Century Financial Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.22 4.22 1.56 1.13 0.40

Century Financial Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.13 0.00 0.00 0.00 0.40

CYFL vs CPBI, PBKX, REDW: Buyback Yield % Comparison

For the Banks - Regional subindustry, Century Financial's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Century Financial Buyback Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Century Financial's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Century Financial's Buyback Yield % falls into.


CYFL
62GF Score
Century Financial Corp CYFL
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Century Financial Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Century Financial's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-0.311 + 0) / 76.8075
=0.40%

Century Financial's annualized Buyback Yield for the quarter that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-0.311 + 0) / 76.8075
=0.40%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 0.40 mean?
Century Financial (CYFL) has a Buyback Yield % of 0.40 as of Jul. 12, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Century Financial and its competitors. This is 72% below median its historical median of 1.43. Over the past decade, Century Financial's Buyback Yield % has ranged from 0.13 to 4.22. According to the industry distribution chart, Century Financial ranks #320 out of 626 companies in the Banks industry, placing it in the top 51.1%.
Is Century Financial's Buyback Yield % too high?
Century Financial's current Buyback Yield % of 0.40 is 72% below median its 10-year median of 1.43. Over the past 10 years, this metric has ranged from a low of 0.13 to a high of 4.22. The Banks industry median Buyback Yield % is 0.42. Century Financial's value of 0.40 is 4.8% below this industry median. Based on the distribution chart, Century Financial ranks #320 out of 626 companies in the Banks industry, which is below the industry midpoint. Overall, Century Financial has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's Buyback Yield % compare to CPBI and PBKX?
According to the Banks industry distribution chart, Century Financial ranks #320 out of 626 companies for Buyback Yield %. This places Century Financial in the lower half of its industry. The industry median Buyback Yield % is 0.42. Century Financial's value of 0.40 is 4.8% below this benchmark. Historically, Century Financial's own Buyback Yield % has ranged from 0.13 to 4.22 over the past decade. While the company's 10-year median is 1.43 vs. the industry median of 0.42, Century Financial has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Banks company?
The median Buyback Yield % among Banks companies is 0.42, based on 626 companies in the industry. Companies in the top quartile (top 25%) have a Buyback Yield % significantly above this median, while those in the bottom quartile fall well below. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Financial's current Buyback Yield % of 0.40 is 4.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Century Financial and its competitors. For the Banks industry, the median Buyback Yield % is 0.42 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Financial's current Buyback Yield % is 0.40, which is 72% below median its own 10-year median of 1.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.75, compared to a current price of $47.50 — trading 16.6% above its estimated fair value. The current Buyback Yield % is 0.40, which is 72% below median its 10-year median of 1.43 and 4.8% below the Banks industry median of 0.42. Century Financial's overall GF Score™ is 62/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Century Financial (CYFL), the current Buyback Yield % is 0.40 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Century Financial (CYFL) Overvalued in 2026?

Based on GuruFocus' analysis, Century Financial stock appears to be overvalued. The current stock price of $47.50 is trading 16.6% above its estimated GF Value™ of $40.75. GuruFocus considers Century Financial to be Modestly Overvalued.

Key valuation signals for CYFL:

  • Buyback Yield %: 0.40 (72% below median its 10-year median of 1.43)
  • GF Value™: $40.75 vs. price of $47.50 (16.6% above fair value)
  • GF Score™: 62/100 with 5 warning signs
  • Industry Position: 4.8% below the Banks median (#320 of 626)

No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Century Financial Business Description

Address 100 W. Chicago Street, Coldwater, MI, USA, 49036
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
62GF Score

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Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$47.50
Price
$40.75
GF Value