FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Century Financial FCF Yield % Related Terms
Century Financial FCF Yield % Historical Data
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The historical data trend for Century Financial's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Century Financial's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Century Financial FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Century Financial's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Century Financial's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Century Financial (CYFL) has a FCF Yield % of 9.72 as of Jun. 28, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Century Financial and its competitors. According to the industry distribution chart, Century Financial ranks #649 out of 1507 companies in the Banks industry, placing it in the top 43.1%.
Is Century Financial's FCF Yield % too high?
Century Financial's current FCF Yield % is 9.72. The Banks industry median FCF Yield % is 8.14. Century Financial's value of 9.72 is 19.4% above this industry median. Based on the distribution chart, Century Financial ranks #649 out of 1507 companies in the Banks industry, which is above the industry midpoint. Overall, Century Financial has a GF Score™ of 70/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Century Financial's FCF Yield % compare to CPBI and CZNL?
According to the Banks industry distribution chart, Century Financial ranks #649 out of 1507 companies for FCF Yield %. This puts Century Financial in the upper half of its industry. The industry median FCF Yield % is 8.14. Century Financial's value of 9.72 is 19.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.14, based on 1,507 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Century Financial's current FCF Yield % of 9.72 is 19.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Century Financial and its competitors. For the Banks industry, the median FCF Yield % is 8.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Century Financial's current FCF Yield % is 9.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Century Financial stock overvalued right now?
Based on GuruFocus' analysis, Century Financial (CYFL) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.55, compared to a current price of $47.48 — trading 17.1% above its estimated fair value. The current FCF Yield % is 9.72 and 19.4% above the Banks industry median of 8.14. Century Financial's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Century Financial (CYFL), the current FCF Yield % is 9.72 as of Jun. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Century Financial (CYFL) Overvalued in 2026?
Based on GuruFocus' analysis, Century Financial stock appears to be overvalued.
The current stock price of $47.48 is trading 17.1% above its estimated GF Value™ of $40.55.
GuruFocus considers Century Financial to be Modestly Overvalued.
Key valuation signals for CYFL:
FCF Yield %: 9.72
GF Value™: $40.55 vs. price of $47.48 (17.1% above fair value)
Industry Position: 19.4% above the Banks median (#649 of 1507)
No single metric tells the full story. See the CYFL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Century Financial Corp, along with its subsidiaries, provides financial services through its offices located in southern Michigan. Its primary deposit products are checking, savings, and term certificate accounts, and its primary lending products are residential mortgage, commercial, and installment consumer loans. Additionally, it also offers online and mobile banking services, cash management, wealth management, and insurance products and services, among others.
70GF Score
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FCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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