Old Second Bancorp (FRA:OSB) Total Deposits: €4,813.7 Mil (As of Mar. 2026)

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FRA:OSB Old Second Bancorp Inc FRA:OSB
69 GF Score
Price €20.40
GF Value €16.32
! 7 Warning Signs
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What is Old Second Bancorp Total Deposits?

Old Second Bancorp FRA:OSB 69 Total Deposits is €4,813.7 Mil as of Mar. 2026. GuruFocus rates FRA:OSB with a GF Score™ of 69/100 and a GF Value™ of €16.32. The stock has 7 warning signs investors should review.

Old Second Bancorp's annual total deposits increased from Dec. 2023 (€4,191.4 Mil) to Dec. 2024 (€4,554.1 Mil) and increased from Dec. 2024 (€4,554.1 Mil) to Dec. 2025 (€4,779.0 Mil).

Old Second Bancorp Total Deposits Historical Data

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The historical data trend for Old Second Bancorp's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Second Bancorp Total Deposits Chart

Old Second Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,837.62 4,824.52 4,191.37 4,554.14 4,779.04

Old Second Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,160.25 4,907.73 4,779.04 4,813.72 4,725.99
FRA:OSB
69GF Score
Old Second Bancorp Inc FRA:OSB
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Old Second Bancorp Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of €4,813.7 Mil mean?
Old Second Bancorp (FRA:OSB) has a Total Deposits of €4,813.7 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Old Second Bancorp and its competitors.
Is Old Second Bancorp's Total Deposits too high?
Old Second Bancorp's current Total Deposits is €4,813.7 Mil. Overall, Old Second Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's Total Deposits compare to HFWA and CCB?
Old Second Bancorp's Total Deposits of €4,813.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Old Second Bancorp and its competitors. Old Second Bancorp's current Total Deposits is €4,813.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Old Second Bancorp (FRA:OSB) has a current Total Deposits of €4,813.7 Mil. The stock's GF Value™ is €16.32, compared to a current price of €20.40 — trading 25% above its estimated fair value. The current Total Deposits is €4,813.7 Mil. Old Second Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Old Second Bancorp (FRA:OSB), the current Total Deposits is €4,813.7 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Second Bancorp (FRA:OSB) Overvalued in 2026?

Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued. The current stock price of €20.40 is trading 25% above its estimated GF Value™ of €16.32.

Key valuation signals for FRA:OSB:

  • Total Deposits: €4,813.7 Mil
  • GF Value™: €16.32 vs. price of €20.40 (25% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the FRA:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Old Second Bancorp Business Description

Other Exchanges OSBC:USA
Address 37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
69GF Score

Get the complete analysis for FRA:OSB

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.40
Price
€16.32
GF Value