Old Second Bancorp (FRA:OSB) ROC %: % (As of Mar. 2026)


FRA:OSB Old Second Bancorp Inc FRA:OSB
69 GF Score
Price €18.20
GF Value €14.54
! 7 Warning Signs
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What is Old Second Bancorp ROC %?

Old Second Bancorp FRA:OSB -7.61% 69 ROC % is % as of Mar. 2026. GuruFocus rates FRA:OSB with a GF Score™ of 69/100 and a GF Value™ of €14.54. The stock has 7 warning signs investors should review.

ROC %does not apply to banks.

FRA:OSB
69GF Score
Old Second Bancorp Inc FRA:OSB
ROC % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROC % →
What does a ROC % of % mean?
Old Second Bancorp (FRA:OSB) has a ROC % of % as of Mar. 2026. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Old Second Bancorp and its competitors.
Is Old Second Bancorp's ROC % too high?
Old Second Bancorp's current ROC % is %. Overall, Old Second Bancorp has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's ROC % compare to UVSP and CCB?
Old Second Bancorp's ROC % of % can be compared against companies in the Banks industry. The industry median ROC % is 1.98. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC % for a Banks company?
The median ROC % among Banks companies is 1.98, based on 48 companies in the industry. Companies in the top quartile (top 25%) have a ROC % significantly above this median, while those in the bottom quartile fall well below. However, ROC % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC % mean?
A high ROC % can signal that a stock is expensive relative to its fundamentals. Return on capital is the ratio of current-period net income to average two-period capital. View historical data on Old Second Bancorp and its competitors. For the Banks industry, the median ROC % is 1.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Old Second Bancorp's current ROC % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Old Second Bancorp (FRA:OSB) has a current ROC % of %. The stock's GF Value™ is €14.54, compared to a current price of €18.20 — trading 25.2% above its estimated fair value. The current ROC % is %. Old Second Bancorp's overall GF Score™ is 69/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC % calculated?
ROC % is calculated from a company's financial statements. For Old Second Bancorp (FRA:OSB), the current ROC % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Second Bancorp (FRA:OSB) Overvalued in 2026?

Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued. The current stock price of €18.20 is trading 25.2% above its estimated GF Value™ of €14.54.

Key valuation signals for FRA:OSB:

  • ROC %: %
  • GF Value™: €14.54 vs. price of €18.20 (25.2% above fair value)
  • GF Score™: 69/100 with 7 warning signs

No single metric tells the full story. See the FRA:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Old Second Bancorp Business Description

Other Exchanges OSBC:USA
Address 37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
69GF Score

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ROC % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.20
Price
€14.54
GF Value