Old Second Bancorp (FRA:OSB) Altman Z-Score


FRA:OSB Old Second Bancorp Inc FRA:OSB
68 GF Score
Price €18.20
GF Value €14.54
! 7 Warning Signs
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What is Old Second Bancorp Altman Z-Score?

The Altman Z-Score is a model designed to predict the likelihood of a company going bankrupt within the next two years. Created by American finance professor Edward Altman in 1968, the model is specifically designed for publicly traded manufacturing companies with assets greater than $1 million.

Altman Z-Score does not apply to banks and insurance companies.

FRA:OSB
68GF Score
Old Second Bancorp Inc FRA:OSB
Altman Z-Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Old Second Bancorp (FRA:OSB) Overvalued in 2026?

Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued. The current stock price of €18.20 is trading 25.2% above its estimated GF Value™ of €14.54.

Key valuation signals for FRA:OSB:

  • Altman Z-Score:
  • GF Value™: €14.54 vs. price of €18.20 (25.2% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the FRA:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Old Second Bancorp Business Description

Other Exchanges OSBC:USA
Address 37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
68GF Score

Get the complete analysis for FRA:OSB

Altman Z-Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.20
Price
€14.54
GF Value