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Goodwill to Asset ratio measures how much goodwill a company is recording compared to the total level of its assets. Old Second Bancorp's Goodwill for the quarter that ended in Mar. 2026 was €111.8 Mil. Old Second Bancorp's Total Assets for the quarter that ended in Mar. 2026 was €5,924.6 Mil.
Therefore, Old Second Bancorp's Goodwill to Asset Ratio for the quarter that ended in Mar. 2026 was 0.02.
Old Second Bancorp (FRA:OSB) Goodwill-to-Asset Explanation
If the goodwill-to-asset ratio increases, it can mean that the company is recording a proportionately higher amount of goodwill, assuming total assets are remaining constant. It is generally good to see a company increasing its assets regularly; however, if these increases are coming from intangible assets, such as goodwill, the increases may not be as good.
Increases in the goodwill-to-asset ratio might suggest that a company has been aggressively acquiring other firms or has seen its tangible assets decrease in value. When a large portion of total assets are attributable to intangible assets (such as goodwill), the company may be at risk of having that portion of its asset base wiped out quickly if it must record any goodwill impairments. Decreases in the goodwill-to-assets ratio suggest that the company has either written down some goodwill or increased its tangible assets.
Asset needs vary from industry to industry. This is why comparing goodwill-to-assets ratios is generally most meaningful among companies within the same industry. By comparing a company's goodwill to assets ratio to those of other companies within the same industry, investors can get a feel for how a company is managing its goodwill.
Old Second Bancorp Goodwill-to-Asset Related Terms
Old Second Bancorp Goodwill-to-Asset Historical Data
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The historical data trend for Old Second Bancorp's Goodwill-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:OSB vs UVSP, HFWA, PFBC: Goodwill-to-Asset Comparison
For the Banks - Regional subindustry, Old Second Bancorp's Goodwill-to-Asset, along with its competitors' market caps and Goodwill-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Second Bancorp Goodwill-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Old Second Bancorp's Goodwill-to-Asset distribution charts can be found below:
* The bar in red indicates where Old Second Bancorp's Goodwill-to-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Old Second Bancorp (FRA:OSB) has a Goodwill-to-Asset of 0.02 as of Mar. 2026. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on Old Second Bancorp and its competitors.
Is Old Second Bancorp's Goodwill-to-Asset too high?
Old Second Bancorp's current Goodwill-to-Asset is 0.02. Overall, Old Second Bancorp has a GF Score™ of 73/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's Goodwill-to-Asset compare to UVSP and HFWA?
Old Second Bancorp's Goodwill-to-Asset of 0.02 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Goodwill-to-Asset for a Banks company?
A good Goodwill-to-Asset depends on the Banks industry context. However, Goodwill-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Goodwill-to-Asset mean?
A high Goodwill-to-Asset can signal that a stock is expensive relative to its fundamentals. Goodwill-to-Asset Ratio is the total goodwill from acquisitions divided by total assets. View historical data on Old Second Bancorp and its competitors. Old Second Bancorp's current Goodwill-to-Asset is 0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Old Second Bancorp (FRA:OSB) is currently considered Significantly Overvalued. The stock's GF Value™ is €15.80, compared to a current price of €21.60 — trading 36.7% above its estimated fair value. The current Goodwill-to-Asset is 0.02. Old Second Bancorp's overall GF Score™ is 73/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Goodwill-to-Asset calculated?
Goodwill-to-Asset is calculated from a company's financial statements. For Old Second Bancorp (FRA:OSB), the current Goodwill-to-Asset is 0.02 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Second Bancorp (FRA:OSB) Overvalued in 2026?
Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued.
The current stock price of €21.60 is trading 36.7% above its estimated GF Value™ of €15.80.
GuruFocus considers Old Second Bancorp to be Significantly Overvalued.
Key valuation signals for FRA:OSB:
Goodwill-to-Asset: 0.02
GF Value™: €15.80 vs. price of €21.60 (36.7% above fair value)
No single metric tells the full story. See the FRA:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
73GF Score
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Goodwill-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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