Old Second Bancorp (FRA:OSB) Ending Cash Position: €100.1 Mil (As of Mar. 2026)

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FRA:OSB Old Second Bancorp Inc FRA:OSB
68 GF Score
Price €19.90
GF Value €15.59
! 7 Warning Signs
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What is Old Second Bancorp Ending Cash Position?

Old Second Bancorp FRA:OSB +2.05% 68 Ending Cash Position is €100.1 Mil as of Mar. 2026. GuruFocus rates FRA:OSB with a GF Score™ of 68/100 and a GF Value™ of €15.59. The stock has 7 warning signs investors should review.

Old Second Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 was €100.1 Mil.

Old Second Bancorp's quarterly Ending Cash Position increased from Sep. 2025 (€99.3 Mil) to Dec. 2025 (€105.9 Mil) but then declined from Dec. 2025 (€105.9 Mil) to Mar. 2026 (€100.1 Mil).

Old Second Bancorp's annual Ending Cash Position increased from Dec. 2023 (€91.8 Mil) to Dec. 2024 (€94.9 Mil) and increased from Dec. 2024 (€94.9 Mil) to Dec. 2025 (€105.9 Mil).

Old Second Bancorp Ending Cash Position Related Terms

Old Second Bancorp Ending Cash Position Historical Data

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The historical data trend for Old Second Bancorp's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Old Second Bancorp Ending Cash Position Chart

Old Second Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 665.62 108.73 91.83 94.86 105.92

Old Second Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 236.91 122.91 99.28 105.92 100.10
FRA:OSB
68GF Score
Old Second Bancorp Inc FRA:OSB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Old Second Bancorp Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Old Second Bancorp's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=84.827+21.09
=105.9

Old Second Bancorp's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=107.282+-7.178
=100.1

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of €100.1 Mil mean?
Old Second Bancorp (FRA:OSB) has a Ending Cash Position of €100.1 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Old Second Bancorp and its competitors.
Is Old Second Bancorp's Ending Cash Position too high?
Old Second Bancorp's current Ending Cash Position is €100.1 Mil. Overall, Old Second Bancorp has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's Ending Cash Position compare to HFWA and CCB?
Old Second Bancorp's Ending Cash Position of €100.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Old Second Bancorp and its competitors. Old Second Bancorp's current Ending Cash Position is €100.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Old Second Bancorp (FRA:OSB) has a current Ending Cash Position of €100.1 Mil. The stock's GF Value™ is €15.59, compared to a current price of €19.90 — trading 27.6% above its estimated fair value. The current Ending Cash Position is €100.1 Mil. Old Second Bancorp's overall GF Score™ is 68/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Old Second Bancorp (FRA:OSB), the current Ending Cash Position is €100.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Old Second Bancorp (FRA:OSB) Overvalued in 2026?

Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued. The current stock price of €19.90 is trading 27.6% above its estimated GF Value™ of €15.59.

Key valuation signals for FRA:OSB:

  • Ending Cash Position: €100.1 Mil
  • GF Value™: €15.59 vs. price of €19.90 (27.6% above fair value)
  • GF Score™: 68/100 with 7 warning signs

No single metric tells the full story. See the FRA:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Old Second Bancorp Business Description

Other Exchanges OSBC:USA
Address 37 South River Street, Aurora, IL, USA, 60507
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
68GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.90
Price
€15.59
GF Value