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Old Second BancorpFRA:OSB 79 1-Year Share Buyback Ratio is -13.10 as of Jun. 2026. GuruFocus rates FRA:OSB with a GF Score™ of 79/100 and a GF Value™ of €16.30 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 907 Banks companies, Old Second Bancorp ranks worse than 89.42% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance. Old Second Bancorp's current 1-Year Share Buyback Ratio was -13.10%.
FRA:OSB's 1-Year Share Buyback Ratio is ranked worse than 89.42% of 907
companies
in the Banks industry
Industry Median: -0.1
vs FRA:OSB: -13.10
Old Second Bancorp (FRA:OSB) 1-Year Share Buyback Ratio Explanation
A positive ratio may indicates share buybacks over the period, while a zero or negative ratio suggests no buybacks or potential share issuance.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Old Second Bancorp 1-Year Share Buyback Ratio Related Terms
FRA:OSB vs UVSP, HFWA, PFBC: 1-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, Old Second Bancorp's 1-Year Share Buyback Ratio, along with its competitors' market caps and 1-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Old Second Bancorp 1-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Old Second Bancorp's 1-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Old Second Bancorp's 1-Year Share Buyback Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a 1-Year Share Buyback Ratio of -13.10 mean?
Old Second Bancorp (FRA:OSB) has a 1-Year Share Buyback Ratio of -13.10 as of Jun. 2026. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Old Second Bancorp and its competitors. According to the industry distribution chart, Old Second Bancorp ranks #811 out of 907 companies in the Banks industry, placing it in the top 89.4%.
Is Old Second Bancorp's 1-Year Share Buyback Ratio too high?
Old Second Bancorp's current 1-Year Share Buyback Ratio is -13.10. Based on the distribution chart, Old Second Bancorp ranks #811 out of 907 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Old Second Bancorp has a GF Score™ of 79/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Old Second Bancorp's 1-Year Share Buyback Ratio compare to UVSP and HFWA?
According to the Banks industry distribution chart, Old Second Bancorp ranks #811 out of 907 companies for 1-Year Share Buyback Ratio. This places Old Second Bancorp in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Share Buyback Ratio for a Banks company?
A good 1-Year Share Buyback Ratio depends on the Banks industry context. However, 1-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Share Buyback Ratio mean?
A high 1-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 1-Year Share Buyback Ratio measures the proportion of a company's outstanding shares repurchased over the past year, calculated as the percentage change in shares outstanding from the previous year to the current year. View historical data for Old Second Bancorp and its competitors. Old Second Bancorp's current 1-Year Share Buyback Ratio is -13.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Old Second Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Old Second Bancorp (FRA:OSB) is currently considered Significantly Overvalued. The stock's GF Value™ is €16.30, compared to a current price of €21.60 — trading 32.5% above its estimated fair value. The current 1-Year Share Buyback Ratio is -13.10. Old Second Bancorp's overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Share Buyback Ratio calculated?
1-Year Share Buyback Ratio is calculated from a company's financial statements. For Old Second Bancorp (FRA:OSB), the current 1-Year Share Buyback Ratio is -13.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Old Second Bancorp (FRA:OSB) Overvalued in 2026?
Based on GuruFocus' analysis, Old Second Bancorp stock appears to be overvalued.
The current stock price of €21.60 is trading 32.5% above its estimated GF Value™ of €16.30.
GuruFocus considers Old Second Bancorp to be Significantly Overvalued.
Key valuation signals for FRA:OSB:
1-Year Share Buyback Ratio: -13.10
GF Value™: €16.30 vs. price of €21.60 (32.5% above fair value)
No single metric tells the full story. See the FRA:OSB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Old Second Bancorp Inc is a bank holding company. It provides consumer and commercial banking products such as demand, money market, savings, time deposit, and individual retirement as well as commercial, industrial, consumer, and real estate lending, including installment loans, student loans, agricultural loans, lines of credit and overdraft checking, safe deposit operations, trust services, wealth management services, and additional services tailored to the needs of individual customers, corporates, small-medium enterprises. The company has one operating segment, which is community banking. The company's revenue consists of interest, commission, payments, and other income.
79GF Score
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