OXBC (Oxford Bank) Total Deposits: $740.57 Mil (As of Mar. 2026)

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OXBC Oxford Bank Corp OXBC
62 GF Score
Price $44.25
GF Value $39.37
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oxford Bank Total Deposits?

Oxford Bank OXBC -0.45% 62 Total Deposits is $740.57 Mil as of Mar. 2026. GuruFocus rates OXBC with a GF Score™ of 62/100 and a GF Value™ of $39.37 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Oxford Bank's annual total deposits declined from Dec. 2023 ($705.93 Mil) to Dec. 2024 ($686.93 Mil) but then increased from Dec. 2024 ($686.93 Mil) to Dec. 2025 ($953.31 Mil).

Oxford Bank Total Deposits Historical Data

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The historical data trend for Oxford Bank's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxford Bank Total Deposits Chart

Oxford Bank Annual Data
Trend Dec05 Dec06 Dec07 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 668.86 703.02 705.93 686.93 953.31

Oxford Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 697.44 721.36 783.02 953.31 740.57
OXBC
62GF Score
Oxford Bank Corp OXBC
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxford Bank Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $740.57 Mil mean?
Oxford Bank (OXBC) has a Total Deposits of $740.57 Mil as of Mar. 2026. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Oxford Bank and its competitors.
Is Oxford Bank's Total Deposits too high?
Oxford Bank's current Total Deposits is $740.57 Mil. Overall, Oxford Bank has a GF Score™ of 62/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's Total Deposits compare to BYLB and NMBF?
Oxford Bank's Total Deposits of $740.57 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Oxford Bank and its competitors. Oxford Bank's current Total Deposits is $740.57 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.37, compared to a current price of $44.25 — trading 12.4% above its estimated fair value. The current Total Deposits is $740.57 Mil. Oxford Bank's overall GF Score™ is 62/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Oxford Bank (OXBC), the current Total Deposits is $740.57 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oxford Bank (OXBC) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued. The current stock price of $44.25 is trading 12.4% above its estimated GF Value™ of $39.37. GuruFocus considers Oxford Bank to be Modestly Overvalued.

Key valuation signals for OXBC:

  • Total Deposits: $740.57 Mil
  • GF Value™: $39.37 vs. price of $44.25 (12.4% above fair value)
  • GF Score™: 62/100 with 3 warning signs

No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Oxford Bank Business Description

Address 60 South Washington Street, P.O. Box 17, Oxford, MI, USA, 48371
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
62GF Score

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Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.25
Price
$39.37
GF Value