OXBC (Oxford Bank) Forward PE Ratio: 0.00 (As of Jul. 11, 2026)


OXBC Oxford Bank Corp OXBC
61 GF Score
Price $44.00
GF Value $39.12
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Oxford Bank Forward PE Ratio?

Oxford Bank OXBC 61 Forward PE Ratio is 0.00 as of Jul. 11, 2026. GuruFocus rates OXBC with a GF Score™ of 61/100 and a GF Value™ of $39.12 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 816 Banks companies, Oxford Bank ranks worse than 122548.9% on this metric.

Oxford Bank's Forward PE Ratio for today is 0.00.

Oxford Bank's PE Ratio without NRI for today is 9.79.

Oxford Bank's PE Ratio (TTM) for today is 11.22.


Oxford Bank  (OTCPK:OXBC) Forward PE Ratio Explanation

The Forward PE Ratio of a company is often used to compare current earnings to estimated future earnings, as well as gaining a clearer picture of what earnings will look like without charges and other accounting adjustments. If earnings are expected to grow in the future, the Forward PE Ratio will be lower than the current PE Ratio. This measure is also used to compare one company to another with a forward-looking focus.

Trailing PE Ratio relies on what is already done. It uses the current share price and divides by the total EPS (Basic) over the past 12 months. PE Ratio can be affected by Non Operating Income such as the sale of part of businesses. This may increase for the current year or quarter dramatically. But it cannot be repeated over and over. Therefore PE Ratio without NRI is a more accurate indication of valuation than PE Ratio .


Oxford Bank Forward PE Ratio Related Terms


Oxford Bank Forward PE Ratio Historical Data

* Premium members only.

The historical data trend for Oxford Bank's Forward PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Oxford Bank Forward PE Ratio Chart

Oxford Bank Annual Data
Trend
Forward PE Ratio

Oxford Bank Quarterly Data
Forward PE Ratio

OXBC vs RVSB, PROV, GSBX: Forward PE Ratio Comparison

For the Banks - Regional subindustry, Oxford Bank's Forward PE Ratio, along with its competitors' market caps and Forward PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Oxford Bank Forward PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Oxford Bank's Forward PE Ratio distribution charts can be found below:

* The bar in red indicates where Oxford Bank's Forward PE Ratio falls into.


OXBC
61GF Score
Oxford Bank Corp OXBC
Forward PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Oxford Bank Forward PE Ratio Calculation

It's a measure of the price-to-earnings ratio (PE Ratio) using forecasted earnings for the calculation. While the earnings used are just an estimate and are not as reliable as current earnings data, there is still benefit in estimated P/E analysis. The forecasted earnings used in the formula can either be for the next 12 months or for the next full-year fiscal period.

Frequently Asked Questions Learn more about Forward PE Ratio →
What does a Forward PE Ratio of 0.00 mean?
Oxford Bank (OXBC) has a Forward PE Ratio of 0.00 as of Jul. 11, 2026. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Oxford Bank and its competitors. According to the industry distribution chart, Oxford Bank ranks #999999 out of 816 companies in the Banks industry.
Is Oxford Bank's Forward PE Ratio too high?
Oxford Bank's current Forward PE Ratio is 0.00. Based on the distribution chart, Oxford Bank ranks #999999 out of 816 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Oxford Bank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Oxford Bank's Forward PE Ratio compare to RVSB and PROV?
According to the Banks industry distribution chart, Oxford Bank ranks #999999 out of 816 companies for Forward PE Ratio. This places Oxford Bank in the lower half of its industry. The industry median Forward PE Ratio is 11.00. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward PE Ratio for a Banks company?
The median Forward PE Ratio among Banks companies is 11.00, based on 816 companies in the industry. Companies in the top quartile (top 25%) have a Forward PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Forward PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward PE Ratio mean?
A high Forward PE Ratio can signal that a stock is expensive relative to its fundamentals. Forward P/E ratio is the share price dividend by the expected per-share earnings in the next 12 months. View historical data on Oxford Bank and its competitors. For the Banks industry, the median Forward PE Ratio is 11.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Oxford Bank's current Forward PE Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Oxford Bank stock overvalued right now?
Based on GuruFocus' analysis, Oxford Bank (OXBC) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.12, compared to a current price of $44.00 — trading 12.5% above its estimated fair value. The current Forward PE Ratio is 0.00. Oxford Bank's overall GF Score™ is 61/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward PE Ratio calculated?
Forward PE Ratio is calculated from a company's financial statements. For Oxford Bank (OXBC), the current Forward PE Ratio is 0.00 as of Jul. 11, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Oxford Bank (OXBC) Overvalued in 2026?

Based on GuruFocus' analysis, Oxford Bank stock appears to be overvalued. The current stock price of $44.00 is trading 12.5% above its estimated GF Value™ of $39.12. GuruFocus considers Oxford Bank to be Modestly Overvalued.

Key valuation signals for OXBC:

  • Forward PE Ratio: 0.00
  • GF Value™: $39.12 vs. price of $44.00 (12.5% above fair value)
  • GF Score™: 61/100 with 3 warning signs

No single metric tells the full story. See the OXBC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Oxford Bank Business Description

Address 60 South Washington Street, P.O. Box 17, Oxford, MI, USA, 48371
Oxford Bank Corp provides commercial banking services. The company offers personal and business banking, wealth management and insurance services to its clients. It also provides a variety of financial services to individuals and small and medium-sized businesses through its branches. Its primary deposit products are saving, money markets, and term certificate accounts. Its primary lending products are commercial loans and commercial real estate loans, and, to a lesser extent, factoring receivables, commercial leasing, mortgage loans and consumer loans. All of the operations of the company are carried in USA.
61GF Score

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Forward PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$44.00
Price
$39.12
GF Value